Build vs. Buy a House Calculator

Build vs. Buy a House Calculator (Kenya 2025)

Compare the total costs to decide which path to homeownership is more affordable for you. Fill in the details for both scenarios.

Scenario 1: Build Your Own Home

Cost of Plot (Shamba) (KES) County Approvals & Permits (KES) Professional Fees (Architect, QS, Engineer) (KES) Total Construction Cost (Materials & Labour) (KES) Utility Connections (Water, Power) (KES) Landscaping & Exterior Works (KES) Contingency Fund (%)

Scenario 2: Buy a Ready House

Purchase Price of House (KES) Property Location (for Stamp Duty) Stamp duty is 4% in urban areas and 2% in rural areas as of 2025. Legal Fees (% of Purchase Price) Property Valuation Fees (KES) Initial Renovation/Repair Costs (KES) Other Closing Costs (e.g. agent fees if any) (KES)

Build vs. Buy a House Calculator

Build vs. Buy a House Calculator (Kenya 2025)

Scenario 1: Build Your Own Home

Scenario 2: Buy a Ready House

Comparison Summary

Total Cost to Build

Total Cost to Buy