Debt-to-Income (DTI) Ratio Calculator

Debt-to-Income (DTI) Ratio Calculator

Enter your monthly income and debt payments to see how lenders in Kenya might view your financial situation for 2025.

KES This is your total salary or earnings before deductions like PAYE, NSSF, etc.

Monthly Debt Payments

Enter all your recurring monthly debt obligations. If you don't have a particular debt, leave it blank or enter 0.

KES
KES
KES
KES Enter the total minimum payment due for all your credit cards.
KES Includes Sacco loans, M-Shwari, personal loans, etc.
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