Finding yourself on the wrong side of a Credit Reference Bureau (CRB) listing in Kenya can seem like hitting a financial barrier. Suddenly, your ability to secure loans from banks, Saccos, and even mobile applications vanishes. However, this isn’t a permanent “blacklist.” It’s a credit status that you have the ability to transform. This guide […]
Your Guide to Staying Safe with Mobile Loans in Kenya In Kenya today, mobile loans have become part of everyday life. Whether you’re looking to sort out a sudden hospital bill, fix a boda boda, or even top up your stock, these apps are everywhere, ready to lend. But as we say here, “not […]
Maybe that side hustle idea just won’t let you rest. Or perhaps your kids’ school fees are almost due. Could be you’re eyeing a plot of land or thinking it’s time to upgrade your car. In Kenya right now, these dreams usually need some extra cash — and that means a loan. But let’s be […]
Congratulations! You landed that job and negotiated a decent salary—say, around KES 80,000 a month. When payday finally comes, you eagerly wait for that SMS alert from your bank. It pops up, but hold on, the figure is way lower than you expected. You’re left scratching your head, wondering, “Where did my money disappear to?” […]
Whether you’re helping your folks back in the village, paying for goods from abroad, or getting money from clients overseas, sending and receiving cash across borders can feel like a real hustle. Here in Kenya, we’ve got plenty of options — from old-school bank transfers to easy mobile apps. But if you’re not careful, you […]
By mid-month, many of us start feeling that pinch — your M-Pesa balance is shrinking faster than you’d hoped. Sound familiar? It’s a common story for lots of Kenyans. Prices keep climbing — fuel, groceries, rent — while reminders from Tala, Branch or Fuliza keep popping up, highlighting just how stretched our cash flows are. […]
Every year, Kenyan drivers find themselves in the same old situation — it’s time to renew that car insurance. But let’s be honest, the terms can be confusing, the options plenty, and no one wants to end up paying too much or worse, driving around with little protection. You don’t want surprises on our busy […]
For many Kenyans, having your own home is more than just a roof over your head — it’s a major milestone of personal growth and financial stability. But let’s be honest, getting a mortgage here can feel like wading through mud. Complicated terms, hidden costs, endless paperwork — it’s enough to make anyone’s head spin. […]
Turning that bright idea or side hustle into an official business is a big deal. It’s your first step towards earning on your own terms and maybe even leaving something lasting for your family. But let’s be real — all the paperwork and legal bits can feel pretty overwhelming, especially if you’re just getting started […]
You’ve grown your biashara from the ground up. Now with loyal customers, a product people love, and plans to expand, you’re ready for the next step — getting a loan to boost your business. But there’s that one thing standing in your way: the business plan. For many Kenyan entrepreneurs, just hearing those words can […]
