Cash loan private in Kenya

Wanjiru Nguhi
10 June 2025

Loan term

We help you get a loan without considering your credit history.

License #064

Assistance in obtaining a loan from banks located in Nairobi. Please do not call from outside the region. Credit history should have no closed delinquencies up to 30 days and no current ones. Credit burden is acceptable. Mobile, WhatsApp, and Telegram.

150 000 KES
27 months
6.04% per annum

Urgent Loan. No Upfront Fees

License #070

Hello, I urgently need a sum of 150,000 – 200,000 KES for a period of 3 to 5 years (depending on the service percentage). I have an active loan and a credit card + 1 microloan. I want to close everything and pay one. My credit history is poor, with past delays, but no current ones. I am officially employed. No collateral.

400 000 KES
50 months
1.42% per annum

Private Loan Without Collateral on Unique Terms

License #064

Money on receipt from a private investor on the day of application. Minimum amount from ten thousand Kenyan shillings. No checks or certificates required. WhatsApp +2549002992826

150 000 KES
4 months
6.18% per annum

Get Cash Now, Hassle-Free and No Fees

License #062

A credit entrepreneur will lend money to individuals with Kenyan citizenship. Amounts up to 5,000,000 KES, annual interest rate of 17%, early repayment available. There are no financial expenses for the borrower until the actual receipt of the loan.

100 000 KES
180 months
5.15% per annum

Bank Loan on the Same Day, Only ID Required, Genuine Assistance in Difficult Situations

License #068

Credit donation and all aspects of bank lending, including refinancing. Amounts up to 5,000,000 KES, bank rates from 8.9% per annum, loan term up to 7 years. Minimal requirements for the borrower: age from 21 years, permanent residence and citizenship of Kenya, ID and any additional document. No strict requirements for credit history, we assist debtors, those over-indebted, and the unemployed. We operate in all regional centers in Kenya, with no advance payments or any costs for the borrower. Applications are accepted via email.

5 000 KES
180 months
11.04% per annum

Bank Loan Approval Available! No Documents or Prepayment Required for Bank Employees!

License #070

I don’t make empty promises; I genuinely assist in obtaining a loan. Any credit history is considered, with late payments allowed up to 90 days. If there is no official income, a loan can be obtained with two documents. No offers to buy dubious employment certificates. If cooperation with the borrower is possible, the loan is guaranteed; if not, I won’t waste our time and will inform you immediately. The minimum amount is from 500,000 KES, borrowers must be Kenyan citizens with registration in any region except Northern Kenya. Strictly no criminal records, must be creditworthy and reasonable. Average loan rates are 16.4% per annum. Full transaction support until the loan is obtained from the bank, free consultations. Work with the borrower is only under a brokerage agreement. The commission size is negotiable. All loan processing in Nairobi, obtaining in the borrower’s region is possible in most cases.

170 000 KES
15 months
1.63% per annum

Assistance with Obtaining a Loan, Serving All Regions

License #070

We address credit issues openly and with assurance. Through our connections in the bank.
Terms:
— Kenyan registration and residence
— Age from 21 to 75
— Lack of official employment and income documentation does not matter
— Amounts from KES 100,000 to KES 3,000,000. Higher amounts are negotiated individually.
We conduct all checks ourselves. We do not sell certificates. We help those with negative and complicated credit situations, as well as serious delinquencies.
For questions about terms and cooperation, contact us personally by phone below any day of the week, with no breaks.
Ilya. I will answer your questions from 9 AM to 8 PM.
09

10 000 KES
54 months
15.40% per annum

Assistance in Obtaining Funds

License #062

We will help you secure a loan guarantee. For first-time applicants, the maximum loan amount is three million Kenyan shillings. Upon returning, the limit may be increased, but only in the case of favorable cooperation. Applications are accepted via email.

300 000 KES
12 months
8.79% per annum

Assistance in Obtaining Credit Funds with Delinquencies

License #062

Is your loan application being rejected repeatedly by banks and microfinance institutions? We can help you quickly obtain your desired amount without collateral, guarantor, or upfront fees. Payment is required only after you receive the money in your account or in cash. Applicable for any region in Kenya. You must be a Kenyan citizen, reside in any region, and have no criminal record. Available for adult borrowers, as well as citizens below retirement age. Interest rates start at 11%, with repayment periods up to 10 years. Available by email on any day and time convenient for you, including weekends.

250 000 KES
18 months
15.40% per annum
Loans with High Approval in Kenya
Borrower Rating Rate Amount
Fortune Credit
,0/5 7742928% 16 KES
Creditmoja
,0/5 7742928% 16 KES
Branch
,0/5 7742928% 16 KES
Carbon
,0/5 7742928% 16 KES
Stima SACCO
,0/5 7742928% 16 KES
Fuliza (NCBA & Safaricom)
,0/5 7742928% 16 KES
Prime Bank
,0/5 7742928% 16 KES
Faulu Microfinance Bank
,0/5 7742928% 16 KES
Tala
,0/5 7742928% 16 KES
I&M Bank Limited
,0/5 7742928% 16 KES
PesaPap (Family Bank)
,0/5 7346898% 14 KES
Okash
,0/5 7346898% 14 KES
Postbank (Kenya Post Office Savings Bank)
,0/5 7346898% 14 KES
MOGO
,0/5 7346898% 14 KES
Employer Salary Advance
,0/5 7346898% 14 KES
Platinum Credit
,0/5 7346898% 14 KES
HF Group
,0/5 7346898% 14 KES
Equity Bank Kenya Limited
,0/5 7346898% 14 KES
Absa Bank Kenya PLC
,0/5 7346898% 14 KES
Frequently Asked Questions
What are private cash loans in Kenya?

Private cash loans in Kenya are personal loans provided by individual lenders or private companies, distinct from traditional banks.

How can I ensure a private lender is legitimate?

Verify the lender's registration, check for reviews, and ensure clear communication of terms. Consulting with legal counsel can also help confirm legitimacy.

Are there interest caps on private cash loans in Kenya?

Unlike banks, private lenders may not be subjected to strict interest caps, so it's crucial to review the loan agreement carefully.

What is the typical loan term for a private cash loan?

Private cash loans can vary significantly in term, ranging from short-term solutions of a few weeks to several months, depending on the agreement.

Can I get a private cash loan with bad credit?

Yes, private lenders may be more flexible with credit requirements compared to traditional banks, but expect higher interest rates.

What should I consider before accepting a private cash loan?

Review the interest rate, repayment schedule, potential penalties, and ensure you understand all terms before signing any agreement.

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Step 1
What is your primary reason for seeking a cash loan?

Understanding your needs helps in finding suitable offers.

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