Loans from individuals Kenya

Cynthia Adongo
06 June 2025

Loan term

With our help, you can get money even without income verification and with any credit history.

License #144

Good day. We are ready to provide financial assistance to all interested individuals.
— No upfront payments
— No commission or insurance fees
— All payments are made from our side before you receive the loan.
The loan is issued at 11% per annum, for a term of up to 15 years. We operate throughout Kenya. If you are interested in a personal meeting, it is possible in Nairobi or Mombasa. We are ready to issue an amount from 300,000 to 30,000,000 with the possibility of early repayment. For all inquiries, please email us.

70 000 KES
64 months
10.38% per annum

Money in an Hour, with Any Credit History and Delays. No Upfront Payment

License #063

Non-bank loan up to 500,000 KES! Process and issue on the day of application. For all private individuals in need from 19 years old. Only an ID card and registration in Kenya and Uganda. No fees, including hidden ones! Reliable service, we work for you without breaks or days off. Contact us via our email address.

120 000 KES
80 months
21.22% per annum

Loan with Arrears without Any Prepayments!

License #062

I offer my assistance in obtaining a loan to your card. You will receive the funds within an hour. No empty promises. No refusals. I work every day. Awaiting your emails.

40 000 KES
30 months
9.59% per annum

Loan to Your Mobile Wallet Without Bank Visit! Online. STRICTLY NO UPFRONT FEES! JUST AN ID!

License #067

Good day! I can assist you in obtaining a bank loan in Nairobi. This would be with one of the major banks in Nairobi. Accordingly, those from outside Nairobi will need to come to the city to sign the agreement with the bank and receive the loan. No upfront payments are required; I charge a commission for my assistance after the loan is issued. I can facilitate loans with any credit history, except for those with severe defaults, and even with high debt burdens. This offer is limited.

Loans are processed with three documents, possibly without proof of income. A permanent residence within Kenya is required.

The acceptable age for borrowers to apply for a loan is from 22 to 59 years.

The interest rates on loan products are competitive, lower than those of the largest local banks.

I ensure genuine approval by bypassing standard scoring procedures at management levels.

Please write to me briefly about yourself (age; purpose, amount, and term of the loan) via email.

80 000 KES
120 months
3.19% per annum

Improving lending conditions for real borrowers daily!

License #070

Providing real assistance in obtaining a loan of up to three million Kenyan Shillings. The application process is remote and online, making it accessible from any region. A passport, NSSF number, and a bank card are all that are required to secure the loan. Please send your applications via email.

180 000 KES
28 months
2.56% per annum

Get Money Without Rejection, Collateral, or Advance Payment

License #064

Lending for all occasions, loans available to all categories of borrowers We solve difficulties related to credit history, legal issues, scoring, etc., under any circumstances, we work only for a positive result, which means our clients are guaranteed to receive funds and do not incur any expenses. We charge a commission only after the loan funds have been received and counted by the client. No payments are required on the day of application or upon approval. We work with all regions except for specific restricted areas. Contact us via email

150 000 KES
9 months
18.42% per annum

Genuine Assistance in Obtaining a Loan in a Day

License #067

Assistance in obtaining a loan for any purpose up to 2,000,000 KES. We work with all categories of borrowers, including those in debt and with multiple loans. Contact us via email

80 000 KES
110 months
1.88% per annum

Financial Assistance Available at Competitive Rates, Disbursed on the Day of Application.

License #067

We offer you to get credit cards with a maximum limit of KES 200,000 (this is the ceiling), a 100-day grace period, free withdrawal of KES 50,000 per month, annual maintenance from KES 590 to KES 1490, and issued with just one document (ID/passport). We deliver the card within two to three days. I work remotely, and applications are accepted online. Contact us today to become a proud credit card holder tomorrow. There is an advance payment which amounts to KES 5,000.

200 000 KES
30 months
3.19% per annum

Express Loan in 1 Hour

License #062

I offer credit assistance to individuals who are unable to independently obtain a loan due to delays and other issues, using only a national ID without the need to provide employment verification and other documents. Loan amounts range from 300,000 KES to 3,000,000 KES, at a low-interest rate. I help improve credit history, and approval is guaranteed. Available in Nairobi, Mombasa, Kisumu, and other parts of Kenya, both remotely and through office visits. Awaiting your inquiries via email or the provided phone number…

250 000 KES
66 months
7.61% per annum

Collateral Loans – A Simple and Convenient Way to Borrow a Large Amount Without Rejection

License #065

Loan on a contractual basis with minimal interest
No upfront payments
Minimal documentation required for processing any amount
To approve a loan, a stable income and employment (informal employment is acceptable) are sufficient
We operate across all regions
For inquiries and applications, please contact via email

70 000 KES
120 months
21.87% per annum

Cash to Your M-Pesa, Short-term Financing Only, Approval with ID Card

License #067

Money available on the same day of application, regardless of your credit history. Ready to provide amounts from one hundred thousand Kenyan Shillings today. Contact via WhatsApp at +254715565474

10 000 KES
18 months
24.17% per annum

Business Development Loans: Access Large Sums in Cash

License #175

Cash loans up to 6 million KES in the ‘Credit Assistance’ section 📖 We promptly and reliably help you obtain a loan on favorable terms from leading banks in Kenya. We work with all regions of Kenya. Borrower age from 19 to 70 years. No collateral or upfront fees. Credit history does not matter. Detailed information available by phone and email.

200 000 KES
168 months
29.95% per annum

Assistance with Obtaining Cash Loans. We Solve Any Challenges.

License #067

If your financial situation is unstable, debts have accumulated, or you require financial assistance. Get in touch. I can provide a loan up to KES 3,000,000 today. WhatsApp +2547002992826 (send a message).

200 000 KES
48 months
1.44% per annum

Assistance in Obtaining Credit Funds for Citizens with Any Credit History and Court Judgments

License #149

We facilitate the issuance of loans using a Kenyan national ID, without sending applications to multiple banks or making pointless submissions. We have a long-standing relationship with one bank where we can guarantee our clients’ loan approval and disbursement. Any credit history, any issues, debts, or rejections from other banks and microfinance institutions are not a problem. We serve all regions of Kenya, and the borrower’s age can range from 19 to 70 years, with loan amounts up to KES 3,000,000. Please contact us via email.

160 000 KES
12 months
11.26% per annum
Loans with High Approval in Kenya
Borrower Rating Rate Amount
PesaPap (Family Bank)
4.5/5 16,5% 250 000 KES
SACCOs (Various)
5/5 18,9% 5 750 000 KES
Letshego Kenya
4.9/5 17,6% 7 100 000 KES
Jijenge Credit
4.3/5 13,4% 3 700 000 KES
Sidian Bank
5/5 17,1% 550 000 KES
Oya Microcredit
4/5 15,8% 4 500 000 KES
Mwananchi Credit
4.8/5 19,4% 3 650 000 KES
Tala
4.9/5 15,1% 1 600 000 KES
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