Loans without Branch Visit in Kenya

Lillian Nyaboke
06 June 2025

Loan term

We provide professional assistance in obtaining turnkey loans without advance payments.

License #066

Cash loans available to all residents of the country without any fees or advance payments, no collateral or guarantors required. Age range for borrowers is 19 – 70 years. We offer loans to both formally and informally employed individuals. No need to purchase certificates or other documents! All terms are transparent. Receive in Nairobi, we guarantee receipt.

70 000 KES
48 months
1.63% per annum

Offering Loans Without Checks

License #144

Ready to offer you a loan. No credit history required. I am open to any difficult situation. Message me on WhatsApp at +254704314913

15 000 KES
12 months
2.81% per annum

Loans Without Upfront Payments, With Two Documents, Genuine Assistance, Guaranteed Results

License #069

Loan with any credit history. We will arrange the loan and provide full support for your application, ensuring everything is completed until you receive it. If you work with us, the outcome of your loan application will only be a positive decision. Obtain a loan with a 100% guarantee. Loan without collateral, documentation.

400 000 KES
1 months
11.43% per annum

Get a Loan Today up to KSh 500,000 for All Kenyan Citizens. Guaranteed.

License #067

Mortgages, loans secured by residential and non-residential properties, land for both individuals and businesses.
— we provide consultancy and assist in obtaining a mortgage or loan secured by property. We don’t tell fairy tales. Believe us, there are no miracles. To realistically get you approved in any bank, we need to understand your credit history. Anything is possible, even if it is in bad shape, but it needs to be analyzed competently.
— we NEVER take any upfront payments. All services are paid from the received loan or after obtaining the mortgage.
— we handle even the most complex and seemingly hopeless cases.
— payment is discussed according to the situation.
— we explain all transaction stages in plain language, everything is transparent and clear.
— we have been working in the credit sphere for over 10 years.
— don’t waste your time on non-professionals; work only with qualified companies that can truly help you in your situation.
We operate throughout Kenya.

160 000 KES
144 months
1.75% per annum

Consumer Loans Up to 2,000,000 KES, Quick Arrangement for Loan Acquisition, ANY ID

License #064

We do not engage in extorting money through certificate arrangements!
Our mission is guaranteed approval only!
We work with twenty banks.
All you need is your Kenyan passport and a second document.
Within a day, you can receive up to 1,000,000 KES!
Within two days up to 3,000,000 KES!
Within four days up to 6,000,000 KES!
24

500 000 KES
8 months
14.25% per annum

Affordable Bank Loans, Assisting You in Securing the Needed Amount Without Upfront Fees

License #068

Private individual offering loans without advance payment.
Loans available from KES 50,000 to KES 2,500,000. Interest rate of 1.5% per month.
Loan term from 1 to 5 years. Transparent terms without hidden conditions.
Offer valid only for individuals aged 21 and above.
Contact via phone and email.

140 000 KES
6 months
7.47% per annum
Loans with High Approval in Kenya
Borrower Rating Rate Amount
Fortune Credit
,0/5 7514092% 14 KES
HELB (Higher Education Loans Board)
,0/5 7514092% 14 KES
Employer Salary Advance
,0/5 7514092% 14 KES
Jijenge Credit
,0/5 7514092% 14 KES
Ngao Credit
,0/5 7514092% 14 KES
Gulf African Bank
,0/5 7514092% 14 KES
M-Kopa
,0/5 7514092% 14 KES
Stawika
,0/5 7514092% 14 KES
Diamond Trust Bank Kenya Limited
,0/5 7514092% 14 KES
African Banking Corporation Limited
,0/5 7514092% 14 KES
AsapKash
,0/5 6993486% 20 KES
MyCredit Limited
,0/5 6993486% 20 KES
Aspira
,0/5 6993486% 20 KES
Lipa Later
,0/5 6993486% 20 KES
Zenka
,0/5 6993486% 20 KES
Letshego Kenya
,0/5 6993486% 20 KES
Equity Bank Kenya Limited
,0/5 6993486% 20 KES
Ecobank Kenya Limited
,0/5 6993486% 20 KES
PesaPap (Family Bank)
,0/5 6281996% 16 KES
iPesa
,0/5 6281996% 16 KES
Fuliza (NCBA & Safaricom)
,0/5 6281996% 16 KES
Musoni Microfinance
,0/5 6281996% 16 KES
Tala
,0/5 6281996% 16 KES
I&M Bank Limited
,0/5 6281996% 16 KES
Citibank N.A Kenya
,0/5 6281996% 16 KES
Bank of Baroda (Kenya) Limited
,0/5 6281996% 16 KES
Absa Bank Kenya PLC
,0/5 6281996% 16 KES
Frequently Asked Questions
How can I apply for a loan without visiting a bank branch in Kenya?

You can apply for a loan using mobile banking apps, online platforms, or USSD codes provided by banks and financial institutions.

Is it safe to apply for loans online in Kenya?

Yes, as long as you use secure, official applications and platforms provided by reputable financial institutions.

What are the requirements for getting a loan without a branch visit?

You'll typically need a national ID, a mobile number registered with a mobile money service, and a verifiable source of income.

Can I get a loan without a credit history in Kenya?

Some platforms offer micro-loans without a credit history, but having a good credit score increases your chances of approval and better terms.

What should I do if my online loan application is rejected?

Review the rejection reason, ensure all information is accurate, improve your credit score if needed, and consider applying with different lenders.

How quickly can I receive funds after applying for an online loan?

Funds are often disbursed instantly or within a few hours once your application is approved.

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