Personal loan individual Kenya

Rose Lukalo
06 June 2025

Loan term

We Will Help You Obtain a Cash Loan

License #068

Tired of fruitless searches for loan assistance? We approve loans for citizens who possess a Kenyan passport with a residence permit in any region and are at least 18 years old. Disbursement is only in Nairobi. We do not take prepayments, do not require certificates, and offer loans without collateral or guarantors.

20 000 KES
12 months
16.83% per annum

Unsecured Cash Loans.

License #062

Professional Assistance in Obtaining a Loan!
Serving all regions of Kenya
We will assist in obtaining a loan in the shortest possible time.
We guarantee 100% approval.
Amounts from 60,000 to 1,000,000 Kenyan Shillings!
Within 1 hour on the day of application
• Minimal document package. For application submission: Scan or photo of ID (both sides and residential information), mere data will not be considered. Any second document (KRA PIN, NSSF, driver’s license).
• Customer requirements: Poor, positive, or zero credit history.
Age from 18 to 60 years.
FREE CONSULTATION!
We work without weekends.
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250 000 KES
72 months
1.51% per annum

Simplified Cash Loan Disbursement Procedure.

License #065

We assist in obtaining loans up to 5,000,000 KES. Positive results through partnerships with bank employees. We consider negative credit history and overdue payments. All terms are individual. All regions of Kenya. Ages 30 – 62. Optimal cash provision times. From 1 day. Call now. No upfront payments. Payment for services upon completion.

200 000 KES
48 months
12.73% per annum

Loans for Any Purpose, Serving All Regions

License #064

We offer assistance in obtaining a loan on attractive terms on the day of application, without any upfront payments, insurance, or debit card registration. Loan amounts range from KES 150,000 to KES 5,000,000 for up to 7 years at a reduced interest rate starting from 9% per annum. We operate in all regions, and you can receive your loan on the day of application at the bank office with all necessary documents signed. Poor credit history, long delays, and being blacklisted are not obstacles; we achieve positive results even in the most challenging cases. Borrower’s age from 18 to 65 years. Minimal document package required: ID and one additional document of choice, indicate the loan amount, and contact phone number, no employment certificates are needed, everything is “turnkey”. The commission is paid only upon the successful completion of the work after receiving the loan. For more detailed information on how to cooperate with us, please write to us via email or WhatsApp; everyone will receive a response without exception!

200 000 KES
14 months
10.38% per annum

Loan. Access to a Large Amount.

License #070

Financial Broker Assistance. Available Loans. Contact a broker for help if you want to get bank loan approval on favorable terms. I can help you obtain funds without upfront payments or insurance. Your application can be processed for an amount up to KES 3,000,000 on the day of application. I have been successfully assisting borrowers since 21 years old, without any active delinquencies or criminal records. All you need is a stable financial situation and valid residence in any region of Kenya. I provide brokerage services without any upfront fees, ensuring your safety when working with me. The commission will be requested strictly after the money is disbursed. Reach out via email, and I will respond within 30 minutes. My services are available to clients daily from 09:00 to 21:00 East Africa Time. I will do everything possible to help you secure approval for the necessary limit under reasonable conditions.

40 000 KES
36 months
21.22% per annum

Credit Card Without Credit Check: Is It Possible?

License #064

Private investor ready to provide financial assistance from personal funds. Applications are accepted from citizens from any region of Kenya, including unemployed individuals, those with poor credit histories, and with open delinquencies! Loans are provided with one document on the day of application according to the agreement and under a written commitment outlining subsequent obligations of both parties as specified in the loan agreement. I also facilitate bank loans directly through Equity Bank, with no rejections and no intermediaries! Competitive interest rate. Funds ranging from 300,000 to 4 million KES! For more information in your specific case, please inquire via email.

150 000 KES
24 months
20.65% per annum
Loans with High Approval in Kenya
Borrower Rating Rate Amount
Branch
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Avanse Financial Services
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Salaam Microfinance Bank
,0/5 7058558% 14 KES
First Community Bank (FCB)
,0/5 7058558% 14 KES
Premier Credit
,0/5 7058558% 14 KES
Fuliza (NCBA & Safaricom)
,0/5 7058558% 14 KES
Ngao Credit
,0/5 7058558% 14 KES
NCBA Bank
,0/5 7058558% 14 KES
Family Bank Limited
,0/5 7058558% 14 KES
Access Bank (Kenya) PLC
,0/5 7058558% 14 KES
iPesa
,0/5 4080396% 18 KES
Okolea
,0/5 4080396% 18 KES
Timiza (Absa)
,0/5 4080396% 18 KES
Letshego Kenya
,0/5 4080396% 18 KES
National Bank of Kenya
,0/5 4080396% 18 KES
Faulu Microfinance Bank
,0/5 4080396% 18 KES
Jijenge Credit
,0/5 4080396% 18 KES
Izwe Kenya
,0/5 4080396% 18 KES
Gulf African Bank
,0/5 4080396% 18 KES
Aspira
,0/5 3786966% 12 KES
DIB Bank Kenya
,0/5 3786966% 12 KES
Lipa Later
,0/5 3786966% 12 KES
Mwalimu National SACCO
,0/5 3786966% 12 KES
Sidian Bank
,0/5 3786966% 12 KES
Hustler Fund
,0/5 3786966% 12 KES
I&M Bank Limited
,0/5 3786966% 12 KES
Diamond Trust Bank Kenya Limited
,0/5 3786966% 12 KES
Fortune Credit
,0/5 7349886% 18 KES
Berry
,0/5 7349886% 18 KES
Zenka
,0/5 7349886% 18 KES
Stima SACCO
,0/5 7349886% 18 KES
Uwezo Microfinance Bank
,0/5 7349886% 18 KES
SMEP Microfinance
,0/5 7349886% 18 KES
M-Kopa
,0/5 7349886% 18 KES
Frequently Asked Questions
What are the typical eligibility criteria for a personal loan in Kenya?

In Kenya, you usually need to be a legal resident, be over 18 years old, and have a steady income to qualify for a personal loan.

Can I get a personal loan in Kenya if I am self-employed?

Yes, self-employed individuals can apply for personal loans, but they may need to provide additional documentation like bank statements or tax returns to verify income.

How does credit score affect my personal loan application in Kenya?

A good credit score increases your chances of approval and may lead to more favorable loan terms, while a poor score might limit your options.

Are there personal loans available without collateral in Kenya?

Yes, many banks and financial institutions offer unsecured personal loans in Kenya, which do not require collateral.

How long does it typically take to get approved for a personal loan in Kenya?

The approval process can take from a few hours to several days, depending on the lender's requirements and the completeness of your application.

What should I consider before taking a personal loan in Kenya?

Consider the interest rates, fees, loan terms, and your ability to repay to ensure that the loan is a suitable option for your financial situation.

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