Private credits in Gilgil

Cynthia Adongo
06 June 2025

Loan term

We Offer Loans to Clients Like Good Friends

License #065

We assist in obtaining loan funds from a reliable investor or bank, with cash disbursement in the regions where our financial partners are present. Conditions are transparent, and the procedure is as comfortable as possible for the borrower: 1. one visit to the investor’s office or bank branch, 2. signing of the contract, 3. receipt of funds, 4. payment of our commission for intermediary services. No advance payments required, a negative credit history is not an obstacle, we genuinely help you get funds under any circumstances. Applications are accepted via email.

190 000 KES
27 months
12.49% per annum

We offer comprehensive financial assistance for all categories of citizens, with no upfront fees

License #070

Cash loans even with a negative credit history.
Providing financial assistance to borrowers with negative, zero, or positive credit history. Assistance available for those with open or closed overdue payments.
Full confidentiality guaranteed!
No collateral or advance payment required, with approved amounts ranging from KES 100,000 to KES 4,000,000.
Early debt settlement without a formal request.
Interest rates and monthly payment amounts are negotiated in advance and tailored individually.
Loan term of up to 7 years.
We help you achieve your plans and resolve financial issues!
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60 000 KES
45 months
2.44% per annum

Urgent Loan from a Private Entrepreneur

License #064

Do you need a loan? Don’t waste time trying to apply on your own with the risk of being denied. We offer an optimal loan program where you are guaranteed to receive the necessary amount. Early repayment from day one without interest. No mandatory insurance. On special terms. Amount from 500,000 to 4,500,000 KES. Transparent provision conditions. We accept borrowers with problematic credit history, even if there are current delinquencies or high credit load. We accept applications from Kenyan citizens aged 27 – 62 years. Service costs are calculated individually. Payment upon completion.

350 000 KES
64 months
1.63% per annum

Same-Day Loans Without Advance Payments

License #065

I offer loans with a promissory note for amounts up to three million Kenyan shillings. The maximum loan term is ten years. The minimum term is six months. The offer is available for all locations in Kenya and neighboring countries. Contact via email.

200 000 KES
168 months
6.79% per annum

Private Loans Available Today!

License #067

Loan from a private investor on weekend terms.
Offer is only available to Kenyan citizens aged 20 and above.
Loan amount up to 5 million KES. Fixed interest rate of 10% per annum. Loan term up to 7 years.
Personal meeting in Nairobi or Mombasa.
Other conditions via email.
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300 000 KES
36 months
8.37% per annum

Loan for 5 Years with Any Credit History and Overdue Payments!

License #065

I offer assistance in obtaining a loan without credit checks. You need an ID card, one hour of your time. There are no rejections even if you have a very poor credit history. Place of residence does not matter. I accept loan applications daily via email.

100 000 KES
12 months
6.45% per annum

Loan Assistance. Helping You Overcome Financial Challenges.

License #070

Loan with any credit history. We will arrange the loan and provide full support for your application until you receive it. If you work with us, the outcome of your loan application will be a positive decision. 100% loan approval guaranteed.

110 000 KES
36 months
21.22% per annum

Everyone who contacted me received a loan. No credit history checks. I arrange for everyone at 25% of the amount.

License #068

If you urgently need cash but banks keep denying you due to negative credit history, current overdue payments, or high credit load – there is a solution. I can offer a personal loan through my partner bank for up to 5 million KES. Minimum requirements: Residence in any region of Kenya. Age between 24 – 60 years. Ability to be physically present to receive the loan in Nairobi. – No collateral or guarantors required. – No paperwork. – With ID and NHIF card. – Service fee is paid on the day you receive the loan in the bank.

150 000 KES
18 months
4.48% per annum

Business Loan at 16.4% Annual Interest Rate. No Rejections or Hidden Fees

License #120

Simplified loan application process, you apply, we do the rest You only need to visit the bank once to sign the loan agreement and receive the loan funds Any credit history, any delays in banks and MFIs, provided you have no active loans with our bank We work with all regions where the bank’s branches are located No income verification, fast processing, minimal documents Our commission is up to 25% of the loan amount, contact us via email

250 000 KES
150 months
3.47% per annum

Best Loan Offer.

License #120

Guaranteed assistance in obtaining a personal loan. Beneficial and transparent deal terms! – From KES 150,000 to KES 5,000,000 with just a national ID – Approve loans without employment verification and income statements. – Interest rates from 10% to 12% per annum, depending on credit history. – Loan term from 6 months to 7 years. – Option for remote loan application! Main requirements: – Kenyan citizenship. Age from 18 to 75 years. – Credit delays possible for more than 90 days, financial burden, and court decisions. – Residence in any region of Kenya We work exclusively for results, we will help even if everyone else has refused! We guarantee no prepayment in any form! — Working hours from 8:00 to 22:00, seven days a week

50 000 KES
20 months
12.97% per annum
Loans with High Approval in Kenya
Borrower Rating Rate Amount
iPesa
4.2,0/5 15,9% 6 100 000 KES
Avanse Financial Services
4.8,0/5 13,1% 700 000 KES
Carbon
4.9,0/5 12,5% 5 250 000 KES
DIB Bank Kenya
4.6,0/5 19% 3 800 000 KES
Premier Credit
4.8,0/5 18,1% 2 550 000 KES
Rafiki Microfinance Bank
5,0/5 17,7% 1 150 000 KES
Gulf African Bank
4.8,0/5 17,8% 900 000 KES
SMEP Microfinance
4.7,0/5 20,6% 7 750 000 KES
M-Kopa
4.2,0/5 14,1% 4 000 000 KES
Frequently Asked Questions
What are private credits?

Private credits refer to loans and financial products provided by non-bank entities or individuals.

Why is there a growing interest in private credits in Gilgil?

Interest in private credits is growing due to flexible terms and accessibility for those without traditional bank access.

How do private credits affect local businesses?

Private credits can provide necessary capital for local businesses, helping them to expand or sustain operations.

What risks are associated with taking private credits?

Risks include higher interest rates, lack of regulation, and potential for unfavorable terms compared to traditional loans.

Can private credits improve financial inclusion?

Yes, they can offer financial solutions to those who are excluded from the conventional banking system.

How can one find reliable private credit lenders?

Research, seek referrals, and verify credentials to ensure legitimacy and transparency of lenders.

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What is the primary reason for seeking a private credit in Gilgil?

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