Credits from Private Individuals in Isiolo

Cynthia Adongo
06 June 2025

Loan term

We provide loans in difficult situations, only an ID is required

License #069

Express assistance in obtaining a loan to your card. I work everywhere. Ready to help everyone. I am open to discussing the terms of cooperation via email. Anytime.

30 000 KES
48 months
13.68% per annum

We offer loans with any credit history and defaults. No collateral or upfront payment required, from 100,000 Kenyan Shillings.

License #069

Have you been rejected by the bank everywhere and lost hope?
Contact us, we will help you improve your situation.
We have an offer for you to earn money yourself and clear everything.
No need for contributions or cashing out money, just honest business.
You won’t regret it, don’t miss your chance, write to us!
09

10 000 KES
64 months
22.99% per annum

We approve cash loans. No rejections.

License #068

Mortgage from 6.25% per annum, approved in 3 days at a minimal rate Are you tired of paying rent? Dreaming of living in your own apartment? Have you found the perfect home and want to become its owner as soon as possible? We are ready to offer you a convenient and flexible home purchase program, allowing you to find the right options and hassle-free become the owner of your dream apartment! By reaching out to us, you will not only receive expert assistance in obtaining a mortgage and preparing the necessary documentation, but also save your time and take advantage of interesting and profitable offers from our financial partners — the largest and leading domestic banks in the mortgage market. We will select the best and most favorable terms from banks, insurance, investment, and appraisal companies. We will lower interest rates. Reduce the Bank’s base rate. Mortgage processing with minimal documentation. Remote review. Assistance in selecting real estate.

200 000 KES
168 months
6.79% per annum

Loans from a private investor with any credit history, no collateral or advance payment required!

License #062

We offer loans up to 5 million KES, organizing the process optimally without the need to run around banks, gather a set of documents, or make advance payments. We successfully work under any client circumstances, whether it’s a negative credit history, unverified income, legal issues, or low scoring. Loan disbursements are made both in Nairobi and in regional branches of our banks. To apply, please contact the email provided in the contacts.

90 000 KES
180 months
18.99% per annum

Loans for All Categories of Borrowers, Assisting in Difficult Situations

License #062

Loans Secured by Real Estate in Nairobi and Surrounding Regions
We provide loans secured by real estate in Nairobi and surrounding regions. We lend money against: — Apartments — Rooms — Offices — Houses We also offer re-mortgaging. LOWEST INTEREST RATE! Nairobi, surrounding regions from 3% per month
Without change of ownership, no registration. Credit history is not important. No need for documents. Arranged under encumbrance (like a mortgage) Decision on application within 2 hours, disbursement on the same day.
Free consultation by phone: +254 722 370 000 (WhatsApp / Viber / Telegram)
We work without weekends! Open to collaboration with private investors and companies.
18

50 000 KES
20 months
12.97% per annum

Loan. Genuine Assistance from a Private Lender at a Reduced Rate

License #175

We will help you get a loan. Credit history and delays do not matter. Everyone can receive from 100,000 to 4,000,000 Kenyan Shillings. No advance payment required. No collateral needed. Call or email us. We provide guaranteed assistance.

150 000 KES
18 months
4.48% per annum

Instant Loan Assistance for Citizens with Overdue Payments

License #149

The main thing is for you to get a loan, not to wait around with upfront payments!
We operate in a way that ensures our clients always receive loans, with payment upon issuance!
No need to buy fake documents, you only need two documents!
So take your ID and, if possible, any other document, and we will help you!
Up to 150,000 KES – we process in 15 minutes, up to 200,000 KES – in 1 day, up to 6,000,000 KES – in 3 days!
Can’t believe it? Just call us and we’ll start the same day, the loan will be yours!

250 000 KES
150 months
3.47% per annum

Financial Assistance from Personal Funds

License #062

— Approved up to 3 million through personal connections in the bank, only a national ID required
— Non-citizens from KES 300k without Kenyan citizenship. Work permit + registration needed
— NO UPFRONT FEES! COMMISSION AFTER RECEIVING FUNDS!
— Interest rate from 8%, for terms up to 7 years for any purpose!
— We assist those working unofficially, with zero credit history and no debt
— No need to run around banks, buy certificates, or deal with unpleasant “surprises”
— Processing time is one day.
— 100% guarantee of approval. No rejections!
— Travel to collect the loan after approval. Disbursement in Nairobi, Mombasa, Kisumu, Nakuru, and Eldoret (travel and registration from any region possible)
— Providing financial assistance for over 10 years
— Attention! We work with bad credit history and open defaults!

250 000 KES
12 months
4.99% per annum

Cash Loan. Genuine Assistance.

License #069

Guaranteed and reliable assistance in obtaining cash loans. – Amount from 350,000 to 6,000,000 KES. – Low threshold for acceptable borrower parameters at the bank allows us to provide loans even to clients with a poor credit history and existing delinquencies. – Loan approval with two documents. – Mandatory Kenyan citizenship. – Residence in Nairobi, NA. – Age from 25 – 59 years. – Service is paid! Payment after a positive result, on the day of receiving the loan. Call us.

400 000 KES
30 months
10.13% per annum

Call us, and we’ll help you secure loans without upfront fees or rejections!

License #062

We can help in any situation, as long as there is no open default! No upfront payment needed, and no proof of employment required for the unemployed! You only need to have a Kenyan ID and KRA PIN at the time of application and issuance! Nothing more will be required from you, just a phone call! So stop putting off for tomorrow what you can do today! We offer approval up to 500,000 and from 50,000 KES within 2 hours! Up to 2,500,000 and from 500,000 KES approved within 1 day! Up to 7,000,000 and from 2,500,000 KES approved within 3 days! We guarantee results; if you come to us, your credit is assured! Attention! Assistance with an open default is only a scam!

400 000 KES
18 months
9.92% per annum

Bank Staff Will Help Secure a Loan with 100% Approval Guaranteed

License #063

Borrow money from a private individual without involving banks and MFIs. Opportunity to receive up to KES 14,000,000 for 7 years at 15% per annum on the day of application. Approvals for borrowers with zero and poor credit history, open delinquencies. Working with all regions. Notary arrangements at the borrower’s discretion. Exclusion of certain regions.

350 000 KES
64 months
1.63% per annum
Loans with High Approval in Kenya
Borrower Rating Rate Amount
U&I Microfinance
,0/5 6851564% 14 KES
Fortune Credit
,0/5 6851564% 14 KES
Branch
,0/5 6851564% 14 KES
HELB (Higher Education Loans Board)
,0/5 6851564% 14 KES
Timiza (Absa)
,0/5 6851564% 14 KES
Prime Bank
,0/5 6851564% 14 KES
Momentum Credit
,0/5 6851564% 14 KES
SMEP Microfinance
,0/5 6851564% 14 KES
Branch
,0/5 6851564% 14 KES
Bank of Africa Kenya Limited
,0/5 6851564% 14 KES
Okolea
,0/5 2587526% 20 KES
Postbank (Kenya Post Office Savings Bank)
,0/5 2587526% 20 KES
Premier Credit
,0/5 2587526% 20 KES
Fuliza (NCBA & Safaricom)
,0/5 2587526% 20 KES
Musoni Microfinance
,0/5 2587526% 20 KES
Sidian Bank
,0/5 2587526% 20 KES
Stawika
,0/5 2587526% 20 KES
Citibank N.A Kenya
,0/5 2587526% 20 KES
Absa Bank Kenya PLC
,0/5 2587526% 20 KES
Creditmoja
,0/5 5306576% 20 KES
Avanse Financial Services
,0/5 5306576% 20 KES
First Community Bank (FCB)
,0/5 5306576% 20 KES
Mwalimu National SACCO
,0/5 5306576% 20 KES
SBM Bank
,0/5 5306576% 20 KES
M‑Shwari (Safaricom/NCBA)
,0/5 5306576% 20 KES
KCB Bank Kenya Limited
,0/5 5306576% 20 KES
Frequently Asked Questions
What are the benefits of borrowing from private individuals in Isiolo?

Borrowing from private individuals can offer more flexible terms, faster approval times, and potentially lower interest rates compared to traditional banks.

How can I find a trustworthy private lender in Isiolo?

You can find trustworthy lenders by asking for referrals from friends or family, checking online reviews, and verifying the lender's credibility through local financial networks.

Are there any legal requirements for borrowing from private individuals in Isiolo?

Yes, it is essential to have a written agreement outlining the terms and conditions to protect both parties and ensure the transaction complies with local laws.

Can I negotiate the interest rate with a private lender?

Yes, negotiating the interest rate is possible and often expected when dealing with private lenders, as terms can be more flexible.

What risks should I be aware of when taking a private loan in Isiolo?

Risks include potentially higher interest rates, lack of regulation, and the need for proper documentation to avoid legal disputes.

Is collateral always required for a private loan in Isiolo?

Not always; the requirement for collateral depends on the lender and the amount being borrowed, with some lenders offering unsecured loans.

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Step 1
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