Private credits in Kerugoya-Kutus

Loan term

We offer loan assistance services with open delinquencies on the same day of application.

License #067

We will ensure you receive a bank loan of up to 2,000,000 KES, and we will handle the entire loan process for you. We will prepare the paperwork, ensure your application passes with minimal checks, and organize the disbursement. You won’t have to leave your area of residence, visit banks, or fill out endless forms; just reach out to us. We can provide genuine assistance to all categories of borrowers, even if your credit history is damaged, if you have accumulated arrears, or if you have issues with debt collectors. Our service fee ranges from 20 to 25% of the amount issued by the bank. Applications are accepted via email.

30 000 KES
42 months
2.76% per annum

Unsecured Private Loan with Approval in 1 Day

License #066

Bank loan through a trusted intermediary. Processing with any credit history, no upfront payments. Guaranteed approval due to a specialized loan processing system. This offer is available to Kenyan citizens, aged 24 – 60 years. Approval on the day of application. With ID and NSSF. Personal meeting and support. Amount up to 1,000,000 KES on the day of application, amount up to 5 million KES – within two days. Actual receipt of approved loan in Nairobi. Call now.

300 000 KES
60 months
16.29% per annum

Private Loan, Credit to M-Pesa.

License #120

Get approved for a loan today. We offer ready-made loan programs with amounts ranging from 500,000 to 5,000,000 Kenyan Shillings. Terms up to 84 months. A positive response will be given even if you have no proof of income or a bad credit history. – No need to close existing debts, if any. – Our clients will receive reduced interest rates at the bank. – We can provide you with the money in 1 day. – Personal meeting and support. We will consider borrowers with residency in any region of Kenya. Age from 27 – 62 years. Payment for service upon completion. Call us.

150 000 KES
180 months
7.95% per annum

Loan with No Upfront Fees! Face-to-Face Meeting! From a Bank Officer!

License #069

Quick loan approval from personal savings. Just 15 minutes and the money is yours without any investments. No collateral needed. Available in any region. I offer up to KSh 3,700,000 with a maximum term of 12 years. Early repayment, possibility of payment deferral. No documentation required. 100% guarantee of receiving funds within the specified time. Contact email

150 000 KES
90 months
1.94% per annum

Loan Approval and Disbursement in One Day

License #149

We are ready to provide you with reliable assistance in obtaining a bank loan for personal needs. We do not engage in indiscriminate mass mailings; instead, we submit a targeted application to one bank with whom we have strong agreements. Our clients are prioritized, receive expert guidance throughout the entire loan process, and are guaranteed to receive funds. It is not critical if your credit history is damaged by debts and rejections from other banks and microfinance institutions. We operate throughout Kenya, and the bank branches are available in almost all regions. Please contact us via email.

90 000 KES
9 months
2.94% per annum

I will help you get a loan, bypassing all difficulties through my contacts in the bank.

License #067

We provide loans to the population of Kenya, with good and bad credit history and burden, including blacklisted individuals!
Up to 4,000,000 KES from a private investor at a reduced rate!
For all regions of Kenya from 19 to 65 years old. No collateral or prepayment required. Quick processing with a loan agreement in 1 hour. All you need to receive funds is an ID, a second document, and permanent registration. If you need an urgent loan, please write to the email, I will respond within 9 minutes.

250 000 KES
30 months
7.47% per annum

Corporate Lending.

License #062

Official assistance in obtaining loans for individuals with poor credit history, blacklisting, or active loan delinquencies. Standard interest rate: 9% per annum for the entire loan period. Remote application processing for amounts ranging from 100,000 to 5,000,000 KES. Loan term from 1 year to 5 years. Possibility of early repayment. Guarantee 100% result in obtaining a loan on the day of application if conditions are met. Loan application decision is made within an hour. Receive the loan on the same day without visiting an office, directly to your bank card or bank account. Borrower requirements: – Must be a citizen of Kenya – Have a steady source of income – Have permanent residence in Kenya – Age between 20 to 75 years – Have a Kenyan passport and any second document (e.g., PIN or driver’s license). Please send your request to e-mail

15 000 KES
48 months
6.04% per annum
Frequently Asked Questions
What are the typical interest rates for private credits in Kerugoya-Kutus?

Interest rates for private credits can vary significantly, typically ranging from 10% to 20% annually depending on the lender and borrower's profile.

How do I apply for a private credit in this region?

To apply, you need to contact a local lender, submit necessary identification documents, and provide proof of income or collateral.

Are there any risks associated with taking private credits?

Yes, risks include high interest rates and the possibility of falling into debt if repayments are not made on time.

Can private credits improve my credit score?

If managed responsibly, taking and repaying private credits can potentially improve your credit score by demonstrating reliability.

What is the difference between private credits and bank loans?

Private credits often have more flexible terms but higher interest rates compared to traditional bank loans, which require more documentation.

Is it possible to get a private credit without collateral?

Yes, some lenders offer unsecured credits, but these typically come with higher interest rates due to the increased risk.

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