Cash credits in Kikuyu

Monica Oyugi
06 June 2025

Loan term

We Provide Loans for Any Financial Issues

License #067

Notarized loan transactions. No upfront payments. Will consider guarantee in the form of a loan agreement, promissory note, or certified written obligation. Work in regions possible upon agreement. Consultations via phone +254 701 234 567. Email:

80 000 KES
11 months
12.97% per annum

SAME-DAY BANK LOAN APPLICATION AND APPROVAL, ASSISTANCE FOR ALL BORROWER CATEGORIES, INCLUDING DEBTORS AND OVER-INDEBTED INDIVIDUALS

License #066

Tired of fruitless and pointless searches through the internet. There are numerous schemes aimed at taking your money, but no real results – just theory and empty promises. With us, you will realize that there is an opportunity for real help through the internet. We mainly work with individuals who have been helped before – by recommendation. Please do not contact just for a chat – I will get upset!

190 000 KES
96 months
10.55% per annum

Private Lender Offers Loans

License #120

Consumer lending for individuals, guaranteed application approval under any circumstances. We consider Kenyan citizens as borrowers who do not have credit obligations with our bank. Any credit history with other banks and microfinance institutions is accepted. Services are fully provided, and the borrower visits the bank branch only when the loan is approved and ready for disbursement. We cooperate with regions where bank branches are available, and regional representatives will coordinate your bank visit. Please contact us via email.

60 000 KES
18 months
5.15% per annum

LOANS WITHOUT DOCUMENTS AND CALLS, ASSISTING IN DIFFICULT SITUATIONS

License #063

I offer loans from KES 300,000 to KES 4,000,000 without collateral or guarantors. Available to Kenyan citizens with any types of financial problems, including poor credit history and low income levels. Age from 18 years. Official arrangement with no upfront payment required. Decision on your application in just 5 minutes! Funds can be obtained in cities: Nairobi, Mombasa, Kisumu, Nakuru, Eldoret, and Thika. Bank loan arrangements are also possible. I look forward to working with serious and responsible individuals. You can apply via email at any time.

190 000 KES
30 months
7.53% per annum

Honest Loans for Responsible Borrowers

License #068

I offer assistance in resolving financial issues. I provide loans. Agreement finalized within an hour. Applications reviewed immediately. Credit history is not important. Contact via WhatsApp at +254700123456

10 000 KES
50 months
19.53% per annum

Get a Loan Without Fake Documents, Upfront Payments, or Rejections!

License #149

Loan assistance available regardless of your credit history. We resolve issues with your credit report to ensure loan approval in banks across our country. We offer between 300,000 KES to 3,000,000 KES to each applicant. We provide approximately a 90% guarantee. Contact me via email for assistance if needed.

150 000 KES
22 months
17.36% per annum

Financial Assistance for Everyone on the Same Day! Your credit history and delays don’t matter — we work with any credit report, no job certificates or income verification required.

License #066

I offer my assistance in obtaining a loan. I have already helped many people and today I can help you too. Even with a very poor credit history, it is not a barrier to receiving funds. Contact me, I work via email, without holidays and weekends.

40 000 KES
27 months
11.43% per annum

Favorable Loan Conditions. Fast and Convenient Lending Without Credit History Check

License #067

I offer loans. Only an ID is required. Credit history does not matter. No collateral or guarantors needed. Up to 4,000,000 KES. I offer loans at 13.5% per annum, for any convenient term up to 10 years, with the possibility of early repayment. Ages from 18 to 67 years. A convenient repayment plan and schedule are tailored for each client. For all inquiries regarding the loan, please contact via email.

5 000 KES
150 months
7.39% per annum

Cash up to 500,000 Kenyan Shillings, guaranteed assistance without upfront fees or insurance

License #175

We approve loans to all citizens of Kenya. We provide loans regardless of credit history or delinquencies. We operate in all regions of Kenya. No advance payments or collateral required. We offer amounts from 100,000 to 4,000,000 KES for up to 7 years. Guaranteed approval for citizens aged 18 to 64. Receive funds for any of your goals and dreams.

500 000 KES
24 months
1.88% per annum
Loans with High Approval in Kenya
Borrower Rating Rate Amount
iPesa
,0/5 4033738% 14 KES
Timiza (Absa)
,0/5 4033738% 14 KES
Salaam Microfinance Bank
,0/5 4033738% 14 KES
Lipa Later
,0/5 4033738% 14 KES
SBM Bank
,0/5 4033738% 14 KES
Rafiki Microfinance Bank
,0/5 4033738% 14 KES
NCBA Bank
,0/5 4033738% 14 KES
Hustler Fund
,0/5 4033738% 14 KES
Co-operative Bank of Kenya Limited
,0/5 4033738% 14 KES
Citibank N.A Kenya
,0/5 4033738% 14 KES
Fortune Credit
,0/5 1724350% 20 KES
Police SACCO
,0/5 1724350% 20 KES
DIB Bank Kenya
,0/5 1724350% 20 KES
Letshego Kenya
,0/5 1724350% 20 KES
Progression Credit
,0/5 1724350% 20 KES
Stima SACCO
,0/5 1724350% 20 KES
Faulu Microfinance Bank
,0/5 1724350% 20 KES
I&M Bank Limited
,0/5 1724350% 20 KES
Absa Bank Kenya PLC
,0/5 1724350% 20 KES
Frequently Asked Questions
What are cash credits in Kikuyu culture?

Cash credits in Kikuyu culture refer to informal financial support systems where community members lend money to each other.

How do cash credits differ from traditional loans in Kenya?

Unlike traditional loans, cash credits are based on trust and social ties, without interest or formal agreements.

Are cash credits considered safe in Kikuyu communities?

Yes, they are considered relatively safe due to the strong communal relationships and social accountability.

What happens if someone cannot repay a cash credit?

Repayment issues are often resolved through community discussion and support, focusing on mutual understanding.

Why do people prefer cash credits over banks?

People often prefer cash credits as they offer quick access to funds without the need for collateral or formal credit checks.

How can one access cash credits within the Kikuyu community?

Access is typically through personal relationships or membership in community groups and social circles.

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Step 1
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