Credits from Private Individuals in Kitengela

Rose Lukalo
06 June 2025

Loan term

We offer bank loan services to individuals. Only Kenyan ID and PIN required.

License #068

Loan amount: from 70,000 to 2.5 million Kenyan Shillings.
Interest rate: from 9.9% – 17.1% per annum.
Loan period up to 60 months with early repayment option.
No upfront fees or commissions!
No dependence on credit history.
Application decision on the same day.
Borrower age range: 21 – 65 years.
Residence or registration in the Nairobi region!
Apply for a loan from 8:00 AM to 8:00 PM.

70 000 KES
16 months
2.94% per annum

We help you obtain cash funds, no upfront fees or insurance required

License #068

Resolution of credit issues, we will promptly process a bank loan for Kenyan citizens. Loans up to 5,000,000 KES with two main documents, without certificates, employment records, without guarantors, and collateral. Amounts from 100,000 to 1,000,000 KES processed within one day. Amounts from 1,000,000 and above from two days. Clear conditions, no suspicious schemes, no prepaid contracts, commission only upon the borrower receiving funds in hand. Credit history of any complexity, we genuinely help borrowers in financial distress, those without official employment, and bank or microfinance debtors. Issuance is carried out in almost all regional centers of Kenya, contact via email.

60 000 KES
1 months
17.36% per annum

Providing Personal Loans in Nairobi without Collateral for a Face-to-Face Meeting with a Promissory Note

License #069

Available loans with 100% approval on the day of application! We will assist in obtaining a bank loan on favorable terms with a low interest rate and minimal documentation! Strictly without prepayments, collateral, guarantors, or hidden fees! Cash for any purpose! We help borrowers: with any credit history, long delays, high credit load, and those working informally without income verification. We work with all regions of Kenya and East Africa. Guaranteed and professional! Quality service and an individual approach to each client! And exclusively for our clients: a promotion – deferral of the first payment and a service – credit holidays! Contact us via email and get a loan without overpayments today!

190 000 KES
27 months
12.49% per annum

Process and Disburse Loans in the Borrower’s Region of Residence

License #064

With a bad credit history or no credit history, with overdue payments or on a stop list – we work for results! You have a unique opportunity to solve your financial problems today. Only for our clients, discounts and promotions until the end of the month. No hidden conditions and no advance payment, without guarantors or collateral. Full information provided via email and contact phone!

100 000 KES
12 months
6.45% per annum

Private Loan with National ID

License #068

Credit without certificates and guarantors for Nairobi, surrounding areas, and all regions of Kenya. We work exclusively with Kenya, and it doesn’t matter where you are registered or currently reside. We process loans even with delays and more complex situations. All our borrowers receive approval within 1 day. We can and guarantee you 100% loan approval! Call us and submit applications via email!

400 000 KES
30 months
10.13% per annum

Official Loan Assistance for Citizens with Current Delinquencies

License #067

No worries if you cannot verify your income with a letter from your employer. With our help, you can easily and guaranteed get a loan under any circumstances. Simply email us. We operate daily.

300 000 KES
36 months
8.37% per annum

Loans without Income Verification: Online Loans at Minimal Interest Rate

License #062

Assistance with loan approval through partner banks with reliable support.
– Amounts from KES 500,000 to KES 3,500,000.
– Age from 27 to 60 years.
– We can currently assist clients with ongoing delinquencies and damaged credit history in banks (Act quickly)
– Any region of Kenya (except the northern regions)
– The advantages of working with us include short processing times and loan disbursement, with oversight at every step until cash is handed out.
– Preliminary decision over the phone within 15 minutes.
If you need assistance—call us. Payment for services after the result. Support provided.
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100 000 KES
150 months
6.31% per annum

Loan Sponsor, Loan

License #068

We offer ladies and gentlemen the opportunity to apply for credit cards with our assistance. Attractive limits. Simple remote application process. Applications are accepted via email Mon – Sat from 9:00 am to 6:00 pm EAT. Prices for acquiring credit cards have been reduced, payment required before receiving the card. We invite credit brokers to work with us. Delivery within 5 days.

20 000 KES
18 months
10.71% per annum

Lending on favorable terms from a private lender

License #068

Loan on favorable terms up to 3,000,000 KES. Age from 21 years. Interest rate 15% per annum. Repayment with annuity payments. Approved with bad credit history! No collateral required. Receive on the day of application!

120 000 KES
45 months
2.18% per annum

Instant Financial Solutions Through Private Lending

License #068

We offer loans in “our” bank, process the application through a network of interested employees, bypassing the main checks. Loan amounts range from KES 100,000 to KES 2,000,000. Only a passport is required for documentation. Additional documents (such as NHIF or KRA PIN) can help minimize the interest rate but are not mandatory. Issues or conflicts with other banks are not a problem, and any credit history is acceptable. Contact us via email.

60 000 KES
45 months
2.44% per annum

High-Quality Assistance for Loan Applications with Delinquencies

License #065

Need a loan but your credit history is in bad shape? Call or email us. We can arrange a loan with existing delinquencies. We handle more challenging situations. We are not deterred by legal proceedings or judgments, let alone delinquencies. Financial burden and loans from microfinance institutions have been a resolved issue for a long time. Within 2-3 days, we will get approval for your loan application and all your financial difficulties will be resolved. We look forward to your calls and emails!

150 000 KES
132 months
22.46% per annum

Genuine Financial Assistance from a Private Lender with No Rejections! Across Kenya!

License #067

Dear borrowers, I offer a loan at 9 percent per annum for amounts starting from 1,200,000 KES. All you need is your ID and a promissory note. No advance payments, notary fees, or any other service charges. I work honestly.
Contact via email. Open to personal meetings, and we can decide on the region. Not a middleman.
Repayment in equal installments on a specified day of the month.

250 000 KES
150 months
3.47% per annum

Credit Assistance in Any Region. No Advance Payments.

License #066

A loan for all occasions. Anyone can use the services, regardless of your credit history or where you reside. Getting a loan is very simple. You need to send an application via email indicating the desired amount and term. Application and receipt are done online. Only two documents are required.

350 000 KES
64 months
1.63% per annum

Assisting in obtaining loans for employed and unemployed individuals.

License #068

Lending for Kenyan Residents by a Private Lender
Denied by the bank? Have overdue payments? Negative credit history? There is a solution! Private loan
No collateral and no guarantors required!
Any credit history
Interest rate lower than offered by banks
No upfront payments or other unclear fees.
Short application review period
Confidential
Email us or call the provided phone number.

50 000 KES
2 months
3.92% per annum

Assistance in Loan Application for Individuals with Negative Credit History in Kenya

License #065

URGENT FINANCIAL ASSISTANCE!
FAVORABLE TERMS! 98% APPROVAL EVEN WITH POOR CREDIT HISTORY! LOAN – CREDIT FROM PERSONAL FUNDS!
Need money urgently, I can help! I work with all regions of Kenya. I offer my own funds at 14% per annum. No job references required, I do not work with those with a criminal record. Only two documents are needed. Minimum amount is 100,000 KES, maximum is 2,000,000 KES. Interest rate does not change. Detailed terms via email or WhatsApp. Please provide detailed information about yourself as there are many borrowers and there is no time to get information word by word!

110 000 KES
36 months
21.22% per annum
Loans with High Approval in Kenya
Borrower Rating Rate Amount
Creditmoja
,0/5 1978524% 12 KES
MOGO
,0/5 1978524% 12 KES
Aspira
,0/5 1978524% 12 KES
Zenka
,0/5 1978524% 12 KES
HF Group
,0/5 1978524% 12 KES
M‑Shwari (Safaricom/NCBA)
,0/5 1978524% 12 KES
Gulf African Bank
,0/5 1978524% 12 KES
Credit Bank PLC
,0/5 1978524% 12 KES
Co-operative Bank of Kenya Limited
,0/5 1978524% 12 KES
Absa Bank Kenya PLC
,0/5 1978524% 12 KES
iPesa
,0/5 1684360% 12 KES
Okolea
,0/5 1684360% 12 KES
SACCOs (Various)
,0/5 1684360% 12 KES
Avanse Financial Services
,0/5 1684360% 12 KES
Employer Salary Advance
,0/5 1684360% 12 KES
Stima SACCO
,0/5 1684360% 12 KES
National Bank of Kenya
,0/5 1684360% 12 KES
Uwezo Microfinance Bank
,0/5 1684360% 12 KES
M-Kopa
,0/5 1684360% 12 KES
Family Bank Limited
,0/5 1684360% 12 KES
Caritas MFB
,0/5 6659790% 18 KES
Sumac Microfinance Bank
,0/5 6659790% 18 KES
Okash
,0/5 6659790% 18 KES
Progression Credit
,0/5 6659790% 18 KES
Kenya Women Microfinance Bank (KWFT)
,0/5 6659790% 18 KES
Stanbic Bank
,0/5 6659790% 18 KES
NCBA Bank
,0/5 6659790% 18 KES
Citibank N.A Kenya
,0/5 6659790% 18 KES
Frequently Asked Questions
What is the typical interest rate when borrowing from private individuals?

The interest rates from private lenders can vary widely, typically ranging from 10% to 30% depending on the terms and amount.

How can I ensure the legitimacy of a private lender?

Verify their business registration, ask for references, and consult local financial advisors for their reputation.

Are there any legal protections when borrowing from private individuals?

Yes, both borrowers and lenders should draft a legally binding agreement to protect their rights.

Can I borrow from multiple private individuals simultaneously?

Yes, but it’s essential to manage repayment schedules to avoid financial strain.

What are the repayment terms usually like?

Repayment terms vary but often include monthly installments over six months to two years.

What should I do if I cannot meet the repayment schedule?

Communicate with the lender promptly to renegotiate terms or seek a financial advisor’s assistance.

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Step 1
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