Credits from Private Individuals in Mandera

Monica Oyugi
06 June 2025

Loan term

💡Same-Day Loan Assistance Available! 📂 in the ‘Loan Assistance’ Category

License #064

Enhance your financial needs and turn them into reality with us. Our perfect approach in obtaining consumer credit is supported by effective measures with our security department. We handle inquiries after a personalized assessment of the borrower’s history and offer possible solutions to meet your goals. The current annual interest rate is 13%. For credit inquiries, call us daily and I will answer all your questions from 10:00 AM to 9:00 PM.

120 000 KES
66 months
11.67% per annum

We help you secure a loan up to 3,000,000 Kenyan Shillings, regardless of your credit history

License #065

And we will tell you how to realistically get a loan from a bank!
750,000 KES you will receive on the day of application!
2,500,000 KES already the next day!
And 5,500,000 KES in two days!
Certificates and prepayments are not our responsibility!
We are a reputable company that only deals with loan processing!
So feel free to call us!
And our consultant will explain everything to you!
01

160 000 KES
144 months
15.95% per annum

People just want to get a loan, not pay upfront fees and face rejections!

License #144

We can help you obtain a loan even if banks have refused you due to past dues or a poor credit history, as well as in other complex situations. The approval and application process is highly simplified, thanks to our partner support. All necessary information for your application is competently prepared by our specialists. We offer: – Loan amounts from 100,000 to 5,000,000 KES. – Interest rate from 9.9% annually. – Insurance 0%. – Maximum term up to 7 years. – Repayment of existing loans (including overdue ones) with a new loan from a partner bank. We work with legal entities if large financial investments are required. Only for Kenyan citizens. Age 20 – 70 years. For service fees, please inquire via email.

500 000 KES
24 months
5.80% per annum

Loans for Residents of Nairobi and Surrounding Areas

License #066

We offer loans through our channels on favorable terms. Obtain the required amount up to 5,000,000 KES through a simplified issuance procedure. Minimum document package: ID and a second document. No rejections. We consider any credit history, including open arrears and high credit load. Special loan terms available. Interest rate of 9.5% per annum. Extended loan period up to 84 months. Application review and final decision on the same day. We personally assist borrowers with the approved loan disbursement. Must be a resident of Kenya. Age range from 27 to 62 years. Payment for service upon results.

15 000 KES
84 months
2.94% per annum

Loans and Credits with Reasonable Interest Rates and Transparent Terms for Accessing Funds.

License #067

Fast credit assistance for those tired of debts and bank issues. I consider — overdue payments, financial burden, absence of payslips, etc. From 21 years old, from Ksh 150,000 to Ksh 4,700,000. You need to call and explain your situation as thoroughly and honestly as possible. I handle all kinds of problems without any initial payments required.

150 000 KES
48 months
24.17% per annum

Loan with Negative Credit History! Credit with Arrears!

License #068

We make loans accessible with a 100% approval rate! We offer the best lending conditions: low interest rates, no upfront fees or hidden charges, no guarantors or collateral required! We assist in securing a bank loan on the same day you apply with minimal documentation! With our help, you are guaranteed to obtain a loan ranging from KES 300,000 to KES 10,000,000 in cash for any purpose. We provide assistance for all types of credit histories and long-term delinquencies, high debt load, and those working unofficially without income verification. We operate throughout all regions of Kenya. Our approach is professional and of high quality for each client! We offer guidance at every stage: from document preparation and application submission to you receiving the loan funds. Additionally, for our borrowers only: special promotion – deferment of the first payment and service – loan holidays! Send your loan application requests to us via email.

500 000 KES
12 months
7.74% per annum

Genuine Assistance in Obtaining a Loan. Difficult Cases.

License #144

If you are facing financial difficulties and unable to make your monthly loan payments on time, gradually finding yourself in a “debt trap” – this situation needs to be resolved rather than waiting it out. Debts will have to be paid back eventually. There is an effective and real method to solve this problem. The loan is processed through a bank. The basis for a positive decision is the basic in-bank credit program, which has legal validity. Loan amounts range from KES 100,000 to KES 5,000,000. This offer is available for: – Self-employed individuals. – Unofficially employed individuals. – Those with past due credit history. Borrowers with more complex issues are considered on an individual basis. Assistance is indeed available. Kenyan citizenship, age 22 – 70 years. No upfront fees. Contact us via email

300 000 KES
48 months
7.74% per annum

Credit with Delays, Loans for Everyone, Instant Loan

License #067

All regions and cities of Kenya! We help arrange a loan without leaving your home. Regardless of your credit history, arrears, and debt burdens. We work with informal employment and zero credit history. We do not charge any upfront fees or insurances, and we do not send spam. The lowest interest rates and the best terms in the lending market! Contact us and see for yourself. We operate daily!

400 000 KES
70 months
9.76% per annum

Cash Loan from Investor. Lower Rates Than Banks! No Advance Payments or Collateral Required!

License #120

Damaged credit history, long delays, and unemployment may prevent you from obtaining funds. Tired of making advance payments? We guarantee to help you get money within one day. No advance payment needed, just with an ID. Settle with us after receiving the cash in hand.

250 000 KES
16 months
8.54% per annum

Borrow Money from a Private Individual — Quick Access

License #063

Have banks tightened the conditions for getting a loan? Tired of rejections from banks? And do you urgently need funds? We will help you solve your financial problems in a short time!
We assist with obtaining a personal loan for any purpose, bypassing formalities, with any credit history, and high credit load.
We help with the approval of amounts up to 2 million Kenyan Shillings, with a maximum term of up to 84 months, at a low-interest rate.
Any region of residence.
No official employment, collateral, or guarantors required.
No advance payment!
Professional! Quality! Fast!
Contact us! We will help even in the most difficult situations!
05

15 000 KES
60 months
4.25% per annum

Bank Manager Assists Clients with Poor Credit History to Obtain Large Loans.

License #144

We assist even in the most desperate situations! Receive financial help on the same day you reach out in your local area! With any credit history and outstanding debts, even for those not officially employed and without income verification, as well as borrowers with a high debt burden. Our services include: ✔️Assistance in obtaining bank loans, ✔️Help with acquiring credit cards, ✔️Finding a credit donor, ✔️Arranging private loans, ✔️Refinancing of mortgages, car loans, personal loans, microloans, and credit cards. No guarantors, prepayments, collaterals, or hidden fees! We guarantee a professional approach and quality service! For consultations and inquiries, please contact our specialist via email.

150 000 KES
5 months
8.12% per annum

Available Cash Loans for Any Purpose without Upfront Fees, Collateral, or Hidden Charges!

License #066

Through our bank, we provide loans to all residents of Kenya. Amounts up to 1,000,000 KES. Kenyan residency required, except for certain regions. Application is done remotely, after approval you will travel to Nairobi to receive the loan. Travel and accommodation costs are covered by us. NO UPFRONT PAYMENTS. We consider everyone, including those with debts, unemployed, or with no credit history, etc. Commission only after receiving the loan. Call us.

180 000 KES
360 months
18.99% per annum

Assistance in obtaining bank loans up to 7,000,000 KES with no upfront fees

License #064

Quick assistance in obtaining a loan. We work with any Credit History.
Disbursement the day after application.
Annual interest rate of 14.5%. Maximum loan term — 15 years.
We assist with blacklists, debt, unemployment.
We submit applications through our contacts in the Bank. No mass mailings.
Our commission is payable upon loan approval.
No insurance, upfront fees, or certificates required. Any registration. Up to 3,000,000 Kenyan Shillings.
Open daily from 10:00 AM to 10:00 PM. Email us anytime.

500 000 KES
18 months
10.71% per annum

Assistance in Obtaining a Loan, Profitably and Without Advance Fees!

License #175

Loans for everyone even during the pandemic through bank staff, no upfront payment, no need to purchase documents!
We only issue loans with two documents, even if you don’t have official employment, no need to buy certificates!
So if you need a loan, give us a call, and we will arrange a loan of any amount!
Up to 1,800,000 KES issued in 1 day, up to 8,000,000 KES issued in 3 days, all amounts only with two documents!
Don’t put off until tomorrow what can be done today, we provide loans quickly and most importantly, legally!

400 000 KES
12 months
14.25% per annum

And here with you again is a professional Lender; those who have contacted me know that I help.

License #144

We provide comprehensive assistance in obtaining loans with favorable conditions and minimal borrower requirements. We help under any circumstances, such as: * negative credit history * lack of official employment; * overdue credit and microfinance debts * many active loans, high credit load; * court decisions and enforcement proceedings Credit limit: – up to 500,000 KES within one HOUR; – up to 3,000,000 KES within the working day Requirements for our borrowers: – Kenyan citizenship; – age from 19 to 72 years; – registered address in any region, receipt in the city of residence – punctuality. Assistance is available every day from 9 am to 9 pm. FREE CONSULTATION FOR ALL

60 000 KES
240 months
4.99% per annum
Loans with High Approval in Kenya
Borrower Rating Rate Amount
Okash
,0/5 2275908% 18 KES
HELB (Higher Education Loans Board)
,0/5 2275908% 18 KES
Uwezo Microfinance Bank
,0/5 2275908% 18 KES
Kenya Women Microfinance Bank (KWFT)
,0/5 2275908% 18 KES
Momentum Credit
,0/5 2275908% 18 KES
Ngao Credit
,0/5 2275908% 18 KES
Stawika
,0/5 2275908% 18 KES
Branch
,0/5 2275908% 18 KES
I&M Bank Limited
,0/5 2275908% 18 KES
African Banking Corporation Limited
,0/5 2275908% 18 KES
U&I Microfinance
,0/5 7995886% 20 KES
Queensways Sacco
,0/5 7995886% 20 KES
Harambee SACCO
,0/5 7995886% 20 KES
Premier Credit
,0/5 7995886% 20 KES
Unaitas SACCO
,0/5 7995886% 20 KES
Mwananchi Credit
,0/5 7995886% 20 KES
Diamond Trust Bank Kenya Limited
,0/5 7995886% 20 KES
Bank of Baroda (Kenya) Limited
,0/5 7995886% 20 KES
PesaPap (Family Bank)
,0/5 546326% 16 KES
Avanse Financial Services
,0/5 546326% 16 KES
Postbank (Kenya Post Office Savings Bank)
,0/5 546326% 16 KES
Stima SACCO
,0/5 546326% 16 KES
Fuliza (NCBA & Safaricom)
,0/5 546326% 16 KES
Musoni Microfinance
,0/5 546326% 16 KES
Jijenge Credit
,0/5 546326% 16 KES
Frequently Asked Questions
How can I verify the credibility of private lenders in Mandera?

Research online reviews, ask for references, and check for any affiliations with recognized financial bodies.

Are there any legal protections for borrowers from private individuals in Kenya?

Yes, the Kenyan law provides regulations to ensure fair lending practices and protect borrower rights.

What interest rates should I expect from private lenders compared to banks?

Private lenders often have higher interest rates than traditional banks due to increased risk.

Can I get a credit from a private individual without collateral?

It's possible, but typically private lenders may require some form of security or collateral.

How can I negotiate better terms with a private lender?

Demonstrate your repayment ability, offer collateral, and maintain a good credit history.

What risks should I be aware of when borrowing from private individuals?

Consider risks like high interest rates, lack of formal agreements, and potential for disputes.

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