Credits from Private Individuals in Mombasa

Wanjiru Nguhi
06 June 2025

Loan term

Your Loan is Approved, Come for Disbursement, We Operate in All Regions

License #068

Looking for an honest private lender. I need 500,000 KES at reasonable interest rates. I promise timely payments. Please contact me via email. Scammers, please do not bother; I will not make any upfront payments. People are seeking solutions, and you are trying to take their last resources.

60 000 KES
60 months
5.96% per annum

We Assist with Loans, Even if You Have Delinquencies.

License #068

Funds from one hundred thousand to three million. On a promissory note on the day of application. No document collection required. Any credit history accepted. Message on WhatsApp +254700123456

200 000 KES
96 months
12.24% per annum

Only we offer such favorable loan terms!

License #068

Need urgent loan. 365,000 KES for 3 years. I won’t write here why. Credit history is slightly damaged. Had delinquencies with Equity Bank and KCB. Currently paying Equity Bank. Stopped KCB as I realized it was pointless, just money down the drain. Working in Nairobi. Registered in Mombasa. Will not make any prepayments. To be formalized with a notary. 100% repayment. Thank you for your attention.

110 000 KES
50 months
4.72% per annum

Low-Interest Loans

License #175

I offer assistance in getting loan approvals after multiple bank rejections. I use my own strategies with partners to find a personalized loan option for each borrower. With my help, you can bypass bank requirements and get approval, even with a negative credit history.

Take advantage of my connections with major banks and receive a credit limit of up to KES 3,000,000. Contact me via email with two documents and a description of your issue. I will quickly find a solution for you, allowing you to obtain the necessary amount within 1-2 days. Various loan options are available, including unsecured loans. I work on all consumer programs and always find a way out of tough financial situations.

Your questions and applications are welcome via email 24/7!

190 000 KES
42 months
7.28% per annum

Loan with Any Delinquencies and Challenges!

License #066

We offer our services to assist you in obtaining credit funds. Qualified staff at our bank branches will facilitate the processing of your application for an amount ranging from 200,000 to 3,000,000 KES at a low interest rate and without insurance. Application review takes from 15 minutes, without mass distribution. To apply, you need a passport and a second document.

50 000 KES
30 months
1.42% per annum

Is it hard to believe that credit assistance is available without an upfront payment?

License #120

We specialize in the professional selection of credit products. We work even with open delinquencies. We operate strictly without intermediaries, directly with our banks across all regions of Kenya. No payments are required before the disbursement of funds. The commission is paid upon receiving the money. We handle the most challenging tasks, such as: – high credit load; – inability to verify income with official documentation; – open delinquencies (loans, microfinance, legal issues). Loan issuance on the day of application. Free consultation, we operate every day. Contact our manager.

60 000 KES
36 months
6.04% per annum

If you couldn’t get your loan application approved on your own – contact us!

License #068

Offering small and large loans up to 5,000,000 KES for any consumer purposes. Guaranteed assistance.
Fast, no fees or delays.
Favorable interest rate! Arranged by a loan agreement between parties.
I assist borrowers with active delinquencies without checking credit history. Working with all regions of Kenya, not concerned about court decisions, debts, or poor credit history.
No collateral or guarantor required. NO PREPAYMENTS or paid services!
ALSO ARRANGING BANK LOANS WITH NO REFUSAL! Any employment status accepted.
For large amounts, personal meetings with my representatives in Nairobi, Mombasa, Kisumu or Eldoret (whichever is closer to you).

180 000 KES
48 months
6.18% per annum

Assistance in obtaining a loan with two documents, without upfront fees and running around banks

License #065

Assistance in obtaining a loan, we ensure bank approval even with serious credit history issues
We collaborate with a number of banks where we have secured substantial support from active employees
We guide our clients through the process, bypassing red tape and formalities, assist with scoring, optimize borrower data, and ensure a positive bank decision
No upfront payments, no charges for approval, our commission is paid after you actually receive the borrowed money in hand

400 000 KES
27 months
5.15% per annum
Loans with High Approval in Kenya
Borrower Rating Rate Amount
Caritas MFB
,0/5 2652578% 12 KES
Letshego Kenya
,0/5 2652578% 12 KES
SBM Bank
,0/5 2652578% 12 KES
Rafiki Microfinance Bank
,0/5 2652578% 12 KES
Jijenge Credit
,0/5 2652578% 12 KES
Sidian Bank
,0/5 2652578% 12 KES
Oya Microcredit
,0/5 2652578% 12 KES
Citibank N.A Kenya
,0/5 2652578% 12 KES
Bank of Baroda (Kenya) Limited
,0/5 2652578% 12 KES
Bank of Africa Kenya Limited
,0/5 2652578% 12 KES
SACCOs (Various)
,0/5 3299560% 18 KES
Police SACCO
,0/5 3299560% 18 KES
Harambee SACCO
,0/5 3299560% 18 KES
Stima SACCO
,0/5 3299560% 18 KES
Prime Bank
,0/5 3299560% 18 KES
Equity Bank Kenya Limited
,0/5 3299560% 18 KES
Ecobank Kenya Limited
,0/5 3299560% 18 KES
Absa Bank Kenya PLC
,0/5 3299560% 18 KES
HELB (Higher Education Loans Board)
,0/5 864108% 20 KES
Mwalimu National SACCO
,0/5 864108% 20 KES
National Bank of Kenya
,0/5 864108% 20 KES
Momentum Credit
,0/5 864108% 20 KES
Stanbic Bank
,0/5 864108% 20 KES
Zidisha
,0/5 864108% 20 KES
Standard Chartered Bank
,0/5 864108% 20 KES
Frequently Asked Questions
What are the benefits of taking credits from private individuals?

Private credits can offer flexible terms, quick approval, and less stringent requirements compared to traditional banks.

Are private individual credits regulated by any authority?

Yes, private lending in Kenya is regulated, and lenders should comply with the laws to ensure fair practices.

What should I consider before borrowing from a private individual in Mombasa?

Ensure the lender is trustworthy, understand the terms fully, and consider the interest rates and repayment schedule.

How does borrowing from a private individual differ from a bank loan?

Private loans typically have fewer bureaucratic hurdles but may come with higher interest rates and personalized terms.

Is collateral necessary for obtaining a credit from private individuals?

Collateral requirements vary, but some private lenders may ask for it to secure the loan.

Can I negotiate the terms of credit with a private lender?

Yes, terms are often negotiable, allowing for personalized agreements between the borrower and lender.

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