Cash credits in Nairobi

Wanjiru Nguhi
06 June 2025

Loan term

Special Loan Terms. Assistance Guaranteed for Bank Debtors.

License #063

Loan offer for Kenyan citizens with a low credit score. Get a credit card with our assistance from one of the leading online banks in Kenya. Low interest rates (28.9% per annum), limits up to 550,000 KES, official employment is not required, processing is done by employees of the financial institution (any credit history is accepted). For any questions, you can contact us via email from 9:00 to 20:00 EAT. Services are provided on a paid basis with payment due upon receipt of the credit card. We invite regional credit brokers and intermediaries to cooperate (good commission).

400 000 KES
70 months
9.76% per annum

Loans. Accessible and Secure.

License #067

Assistance in obtaining a large loan. Need money urgently and have no way to get it? Contact me for help. No upfront payments, no collateral required. I work with all regions of Kenya. Please reach out via email and specify the amount starting from 500,000 KES and above, your city, and the reasons for previous rejections. Or share your credit history.

180 000 KES
360 months
18.99% per annum

Loan in Nairobi, fast, reliable, and no upfront fees. Processed in your presence.

License #067

Urgent cash sent directly to your bank card without unnecessary questions and regardless of your credit score. Terms are straightforward enough for a first-grader to understand. Non-repayable loan to your bank card. Full terms provided by email. No advance payments or fees.

500 000 KES
18 months
10.71% per annum

Loan for Any Purpose, Assistance with Processing

License #062

I can assist you in obtaining approval for a bank loan through our partner bank’s internal system. We approve clients with current negative credit ratings, overdue payments, and high credit burdens. This service is available only for clients who meet standard requirements: Kenyan citizenship, aged between 24 – 60 years, and no criminal record. Approved loans are issued strictly at the bank’s branch in Nairobi with complete personal guidance for the client. Guarantees for the service are provided. There is no need to provide collateral, guarantors, or employment certificates if unavailable. We handle all challenges in the application process. We do not sell documents, take advance payments, or transfers. Personal connections are used. Legal and lawful. Please call.

400 000 KES
12 months
14.25% per annum

Large Loans

License #144

I can help you get out of a financial crisis and escape debt. Loans available from KES 30,000 to KES 3,000,000, no collateral required, with an annual interest rate starting from 10%. Quick decision on approval. Available in all regions. Credit history is not a concern. No upfront fees. Contact me via email.

500 000 KES
24 months
5.80% per annum

Just one visit to the bank and the loan is yours, real assistance for all categories of borrowers, serving all counties

License #068

Cash loans up to 5,000,000 KES. No mass mailing. The bank offers loans at a favorable 10% interest rate. Negative credit history and existing bank debts are acceptable. Unemployment will not affect the decision. We coordinate through the bank’s security service, ensuring your application is under supervision while bypassing all checks. Our cooperation terms: possession of two documents, a passport, and a second identity document. Receive your money and then pay the commission – 10%, no upfront fees. Apply via email or phone anytime from 8 AM to 9 PM.

60 000 KES
240 months
4.99% per annum
Loans with High Approval in Kenya
Borrower Rating Rate Amount
Queensways Sacco
,0/5 6874724% 16 KES
PesaPap (Family Bank)
,0/5 6874724% 16 KES
Okash
,0/5 6874724% 16 KES
Carbon
,0/5 6874724% 16 KES
Employer Salary Advance
,0/5 6874724% 16 KES
M‑Shwari (Safaricom/NCBA)
,0/5 6874724% 16 KES
Gulf African Bank
,0/5 6874724% 16 KES
Zidisha
,0/5 6874724% 16 KES
Stawika
,0/5 6874724% 16 KES
Family Bank Limited
,0/5 6874724% 16 KES
PesaPap (Family Bank)
,0/5 2982206% 20 KES
Branch
,0/5 2982206% 20 KES
Timiza (Absa)
,0/5 2982206% 20 KES
Zenka
,0/5 2982206% 20 KES
Izwe Kenya
,0/5 2982206% 20 KES
Hustler Fund
,0/5 2982206% 20 KES
Standard Chartered Bank
,0/5 2982206% 20 KES
Credit Bank PLC
,0/5 2982206% 20 KES
MyCredit Limited
,0/5 5211106% 14 KES
Aspira
,0/5 5211106% 14 KES
First Community Bank (FCB)
,0/5 5211106% 14 KES
Unaitas SACCO
,0/5 5211106% 14 KES
Fuliza (NCBA & Safaricom)
,0/5 5211106% 14 KES
Sidian Bank
,0/5 5211106% 14 KES
SMEP Microfinance
,0/5 5211106% 14 KES
African Banking Corporation Limited
,0/5 5211106% 14 KES
Frequently Asked Questions
What documents do I need to apply for a cash credit in Nairobi?

Typically, you will need a national ID, proof of income, and recent bank statements.

Can I apply for a cash credit online?

Yes, many financial institutions offer the convenience of applying for cash credits online.

How long does it take to get approved for a cash credit?

Approval can vary but often takes between a few hours to a couple of days.

Are there cash credit options for individuals with low credit scores?

Yes, some lenders offer options specifically for individuals with low credit scores, although terms may differ.

What are the typical interest rates for cash credits?

Interest rates can vary widely based on the lender and your credit profile, usually ranging from 10% to 25%.

Is it possible to get a cash credit without a bank account?

While most lenders require a bank account, some may offer alternative solutions, like mobile money accounts.

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What is the primary purpose of taking a cash credit in Nairobi?

Select the option that best describes your need.

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