Credits from Private Individuals in Naivasha

Monica Oyugi
06 June 2025

Loan term

We will assist you in obtaining a loan up to 5 million KES. Any credit history. Full support. Guarantee.

License #063

Our assistance in obtaining a loan includes: – Large loan amounts up to 5,000,000 KES. – No income verification required. – No paid contracts or approval fees. – Quick application review. – Low-interest rate starting from 8.9% per annum. – Application with two documents. Borrower requirements: – Age: 22 to 69 years. – Registration: Any region in Kenya (temporary registration possible). – Official employment is not required. – Salary confirmation is not necessary. – No credit score requirements. We will find a solution for any situation, even the most challenging. No upfront payments. Applications are accepted via email.

250 000 KES
72 months
1.51% per annum

We help you get a bank loan with two documents

License #064

We can assist with a loan and arrange it in three or four banks depending on the amount you need. Our clients receive access to the most favorable loan programs, bypassing any negative aspects of their credit history. There are no advance payments, insurance fees, commissions, or any other charges; our commission is paid only after you have actually received the loan funds. With just two documents required, your visit to the bank will be only once, with no lengthy waits. Contact us via email.

20 000 KES
12 months
16.83% per annum

Urgent! Loan up to 800,000 in Nairobi without guarantors and documentation

License #175

Amount from 300,000 KES to 5,000,000 KES. We work only for results and also assist clients who are BLACKLISTED and UNEMPLOYED! We work very quickly. We help even where it seems nothing can be done.

350 000 KES
24 months
12.97% per annum

Urgent Loan for Everyone

License #067

I offer a loan from a private individual. Loans are provided in person up to KSh 4 million at low interest rates with a monthly repayment plan. Funds are available for all regions, including Nairobi. No collateral or guarantors are required. Fast processing with just an ID and a loan agreement within 1 hour. Credit history is not important, we do not consider it in the evaluation. All you need to obtain the funds is an ID, a second document, and permanent registration. If you need an urgent loan, please email me, and I will invite you for processing within one or two days.

80 000 KES
66 months
6.62% per annum

No upfront payments now or ever; only guaranteed credit approval without a single denial!

License #149

Credit assistance. Any credit history accepted. We work with all regions of Kenya. Loan amounts range from 100,000 to 3 million Kenyan Shillings for up to 7 years. Applications can be submitted via email or phone. Receive funds on the day of application.

80 000 KES
6 months
15.40% per annum

Loan. Open Delinquencies on Current Loans! Call Now! Fund Tomorrow!

License #068

Private loan. Convenient and quick application process. Guaranteed approval on the day of application. Contact via WhatsApp +254700299282

100 000 KES
20 months
1.94% per annum

I will assist you in obtaining guaranteed loan approval through a bank

License #068

Loan offers for Kenyan citizens with a low credit score. Services are provided by employees of a financial institution. Loan limits up to 550,000 KES, with a loan term of no more than 3 years. Card delivery is carried out by courier to your place of residence. Our services are provided for a fee, with payment due before receiving the credit card. Applications are processed from 9:00 AM to 8:00 PM EAT. We invite regional loan brokers to collaborate. We have accommodated you by temporarily reducing the mandatory payment.

200 000 KES
48 months
12.73% per annum

Home Loan Solutions: Instant Funds Transfer to Your M-Pesa

License #175

Would you like someone else to take out a loan for you? Then you’ve found the right person. I will take out a loan in my name for a percentage. I have been taking loans for many years for people with bad credit history. I will take one for you too! The contract is processed on the same day you apply.
Contact me! I would be very happy to help you!
In case you have any questions, I am attaching my phone number and email address.

300 000 KES
70 months
5.15% per annum

Financial Assistance for Borrowers with Bad Credit History from a Private Lender.

License #175

We guarantee assistance to Kenyan residents in obtaining a personal loan. Over 30 offers from partner banks with favorable interest rates! Approval in any case, without rejections! No collateral required! You can receive amounts up to 1,500,000 KES with any credit history, including challenging cases with existing delinquencies, and without official employment. We provide help after rejections when applying directly to banks. Interest rates range from 9% to 15%. Our service fee is 10% of the obtained loan (excluding ongoing payments).
Call or leave your application via email, we will help everyone!

40 000 KES
36 months
21.22% per annum

Direct Bank Loan. Assistance Available, Even in Difficult Cases.

License #149

Large loans from a private lender. No intermediaries. In the section ‘Lending Money’ 📖 I provide my capital for your use at reasonable interest rates. Acceptable amounts from 100,000 KES to 2,000,000 KES. Larger amounts can be discussed individually. From 4 months to 10 years. Being of legal age is a given. Having two documents proving your identity is a must. Being financially capable is essential. I will send the main, detailed, and transparent terms via email. Contact me.

15 000 KES
150 months
9.06% per annum

Credit Assistance with Bad History

License #120

💡Offering a loan with instant approval. 📂 in the ‘Offer Money on Loan’ category 📖 I provide private loans from my own funds. No collateral or employment verification required. I guarantee receipt of funds. Loan amounts range from KSh 100,000 to KSh 3,000,000. Assistance in the shortest possible time with immediate consideration. Interest rates from 6% to 14% per annum. Only a national ID is required. The transaction is fair and transparent. Confirmation available. Age restrictions from 18 to 65 years. If you truly need the money, leave an application via email.

200 000 KES
24 months
11.85% per annum

Bank Loans and Non-Bank Borrowings, Legally, Reliably, and Profitably Helping You Obtain Money

License #069

A Kenyan citizen, not younger than 21 years old, can borrow money. Registration can be in any city, it doesn’t matter. However, you can only sign an agreement with the investor in person. No proof of employment or job documents is required. Your credit history will not be checked — the money is lent by an individual from their own savings. This loan will not be recorded anywhere. Up to 1,500,000 KES with no upfront fees!

40 000 KES
66 months
2.27% per annum

Assistance in Obtaining Loans for Any Purpose, No Upfront Fees, Simple and Transparent

License #062

Assistance in Obtaining a Loan.
Attention! We do not take money in advance. Do not pay money in advance. After all, you yourself are in need of money. For processing, for certificates, for notary, translation guarantees, etc., an honest broker never takes money before you receive the loan. Our commission is 7% of the loan amount, after the funds are on your card.
We work with several banks, approval is possible with any credit history. Borrower age from 18 to 65 years, amount from 30,000 KES to 2,000,000 KES. Very fast loan processing. Online application. For any inquiries, write to us at: [email protected]
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10 000 KES
12 months
10.13% per annum

Assistance in Obtaining a Secured Loan. Nairobi

License #067

We assist in obtaining loans even if banks refuse you, with bad credit history and in other complex cases. The application process is simplified through partner support. Our specialists provide skilled preparation and submission of applications. – Loan amounts from KES 100,000 to KES 5,000,000. – Interest rate from 9.5% per annum. – Insurance 0%. – Loan term up to 10 years. – Repayment of existing loans (even with arrears) through a new loan from a partner bank. Kenyan citizens aged 20-65 can seek assistance. Service costs are individualized. We work without upfront payments or any borrower expenses. Contact us via email.

100 000 KES
50 months
7.61% per annum
Loans with High Approval in Kenya
Borrower Rating Rate Amount
Berry
,0/5 1398008% 20 KES
Avanse Financial Services
,0/5 1398008% 20 KES
Postbank (Kenya Post Office Savings Bank)
,0/5 1398008% 20 KES
Carbon
,0/5 1398008% 20 KES
Progression Credit
,0/5 1398008% 20 KES
Faulu Microfinance Bank
,0/5 1398008% 20 KES
M‑Shwari (Safaricom/NCBA)
,0/5 1398008% 20 KES
M-Kopa
,0/5 1398008% 20 KES
Tala
,0/5 1398008% 20 KES
Equity Bank Kenya Limited
,0/5 1398008% 20 KES
Caritas MFB
,0/5 126468% 16 KES
Branch
,0/5 126468% 16 KES
Okolea
,0/5 126468% 16 KES
MyCredit Limited
,0/5 126468% 16 KES
Lipa Later
,0/5 126468% 16 KES
Letshego Kenya
,0/5 126468% 16 KES
Izwe Kenya
,0/5 126468% 16 KES
Zidisha
,0/5 126468% 16 KES
African Banking Corporation Limited
,0/5 126468% 16 KES
Sumac Microfinance Bank
,0/5 4228804% 14 KES
PesaPap (Family Bank)
,0/5 4228804% 14 KES
PesaPap (Family Bank)
,0/5 4228804% 14 KES
MOGO
,0/5 4228804% 14 KES
DIB Bank Kenya
,0/5 4228804% 14 KES
SBM Bank
,0/5 4228804% 14 KES
Momentum Credit
,0/5 4228804% 14 KES
NCBA Bank
,0/5 4228804% 14 KES
Bank of India
,0/5 4228804% 14 KES
Bank of Baroda (Kenya) Limited
,0/5 4228804% 14 KES
Frequently Asked Questions
What are the benefits of obtaining credits from private individuals in Naivasha?

Private credits often offer more flexible terms and faster approval processes compared to traditional banks.

Are there any risks involved in borrowing from private individuals?

Yes, risks include potentially higher interest rates and less formal agreements which might lack legal protections.

How can I verify the credibility of a private lender in Naivasha?

Check for references, reviews, and if possible, validate their reputation through community connections.

What should I consider when setting repayment terms with a private lender?

Ensure clear communication, a written contract, and mutually agreeable terms to avoid misunderstandings.

Can I negotiate the interest rate with a private lender?

Yes, private lenders often offer more room for negotiation compared to institutional lenders.

What documentation is typically required when borrowing from a private individual?

Documentation can vary but often includes a written agreement detailing loan terms and personal identification.

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Step 1
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