Credits from Private Individuals in Ngong

Lillian Nyaboke
06 June 2025

Loan term

We offer loans with credit and debt burdens across Kenya

License #063

Profitable lending, one bank, clear application without mailings, support, and approval with the assistance of interested staff From KES 100,000 to KES 2,000,000 for consumer purposes with a minimal set of documents and in any complex situations related to the borrower’s credit history We work with all regions where we have branches, contact us by email

15 000 KES
108 months
6.93% per annum

Unsecured Loans. 100% Approval Guarantee

License #067

Financial assistance for everyone. Any credit history. From KES 100,000 to KES 5,000,000. We work with all regions of Kenya. Receive your funds on the day of application. Bank denied your request? With us, you are guaranteed to receive the amount you need. Loan term from a month to 7 years.

20 000 KES
2 months
15.40% per annum

Reliable Assistance in Securing a Bank Loan with Guarantee.

License #068

No upfront payment, no collateral, no guarantors! We provide assistance with credit for individuals facing difficult financial situations. For those with poor credit history, burdens, existing defaults, or lack of official income! The offer is for adult citizens up to 65 years, registered in Kenya. Loans can be obtained almost anywhere in the country. The best terms in the lending market and a low annual interest rate (10.7%). Private lending is also possible (on an individual basis). Full information available upon request via email or contact phone number.

70 000 KES
25 months
15.40% per annum

Real Estate Secured Loan for the Unemployed

License #067

Improve your financial situation. Get a loan of up to 6,000,000 KES with just two documents, without collateral or guarantors. We provide full support. Special lending terms available exclusively to our clients. Your credit history and negative marks will not be considered during the process. We will consider any difficulties. Funds can be received in cash or transferred to a bank account after signing the loan agreement. – Kenyan citizenship. – Residence in Nairobi or surrounding areas. – Ages 25 – 59. We do not work with criminal records! Payment for the service is due upon successful outcome.

170 000 KES
36 months
9.41% per annum

Promoting Loan Applications on Favorable Terms

License #069

We work without days off, your credit history does not matter, proof of income is not necessary! For citizens of Kenya, 18 years and older, with no criminal record. Online processing through a loan agreement, funds disbursed to a card, account, or wallet. From 50,000 to 4,000,000 KES. Minimal document package required. Fraudsters, please do not contact! All that is required from you is to email me at my work address, ready to consider different cases. Stop wasting time and energy for nothing! All you need to do is EMAIL ME. Value your time and mine. I consider various cases, unofficial income is not a problem. Your credit history and loan purpose do not affect my decision; the repayment schedule can be discussed. Email me for details, I am available. On the day of application, I can offer a loan up to 3 million KES. Offer is limited!

300 000 KES
12 months
1.49% per annum

Personal Loan at a Low Interest Rate

License #063

Good day. Are you looking for favorable refinancing or simply need cash up to 1,000,000 KES without insurance and upfront payments? Then contact me at the provided email address. The conditions are simple:
— You are at least 21 years old and not more than 75 years old,
— You are ready to collaborate honestly and diligently,
— I accept your applications via email,
— A poor credit history is not a reason for rejection,
— Applications are reviewed in just 30 minutes.

190 000 KES
66 months
12.49% per annum

Our Loan Approval Rate is 99.99%.

License #067

A professional broker with reliable connections will help me get your loan approved. I guarantee that you will receive a positive response to your application today. Thanks to me, clients can secure large limits of up to 7,000,000 KES at minimal interest rates. The bank will create a repayment schedule tailored to a convenient term for you. You only need to meet minimal requirements: residency in Kenya, age between 20 and 65, stable income without restrictions from credit authorities. Contact the provided email to receive an urgent decision from the bank. There will be no additional expenses on your part. You won’t need to pay for insurance or unnecessary services. Thanks to me, the client can receive a loan for a convenient term and repay the money early without penalties. I achieve approval even for clients with negative credit history and high financial burden. Contact me, and I will find a convenient solution for every situation. I do not require prepayment for my services.

15 000 KES
24 months
4.09% per annum

Organize the loan process, complete the arrangement turnkey, amounts up to 3,000,000 KES

License #066

We offer loans for any purpose, providing the opportunity to obtain the necessary credit under special bank programs for clients with problematic credit categories. If your credit history is ambiguous, if you have various debts both to banks and MFIs, if you are over-indebted, or if you lack official employment, etc., contact us. We can genuinely assist with getting a loan and handle the entire application process; you will only need two documents to get your credit. No paid contracts, no fees for the work done or approval; our commission is only paid after you receive the loan funds. Contact us via email.

70 000 KES
48 months
17.36% per annum

Obtaining a Loan in the Borrower’s Region of Residence, Any Credit History Accepted

License #064

Urgent access to funds for any needs with simple and fast review, approval, and disbursement within an hour. Only two documents required, even with a bad or no credit history. No need to provide collateral or guarantors. Available to all Kenyans with no criminal record, employed, and residing in any region of the country. Age range from 23 to 65 years, with no health issues. Submit your application via email at any time and any day of the week.

100 000 KES
22 months
14.25% per annum

Loans Available on Favorable Terms in Cash for Any Purpose!

License #070

We work with one bank, and we do not send out mass emails. Assistance is available for all categories of borrowers, regardless of credit history, region of residence, or employment type. I work honestly, without imposed fees or insurance payments. No certificates or commissions. REMOTE PROCESSING, therefore the offer is valid for all regions of Kenya, including Nairobi and Mombasa. Contact us BY EMAIL (provided in contacts), and you will have money today.

170 000 KES
2 months
13.68% per annum

Loan in 1-2 Days in Nairobi

License #070

Get a loan with a promissory note. Money to your account or cash in hand, even with overdue payments! in the ‘private loan’ section 📖 Need an urgent loan? We can help! Today and without upfront fees! An individual provides a loan with a promissory note up to 1,000,000 KES. You only need to present a Kenyan national ID and one more document. Processing within 60 minutes. Receive funds to your account or in cash. Credit history doesn’t matter and is not checked. Can be arranged in your city. No collateral or upfront payment required.

140 000 KES
24 months
9.92% per annum

Loan from a private individual at a reasonable interest rate.

License #068

Prompt and guaranteed assistance in resolving your financial issues. We can help you obtain a bank loan of up to 3,000,000 KES, with rates starting from 11% per annum. Receive funds in your nearest region of residence. No checks and inquiries in CRB. No upfront payments.

60 000 KES
12 months
17.91% per annum

I offer private loans from my personal funds. Online issuance — up to five million KES, directly to a plastic credit card or bank account.

License #062

Offer for those who need a loan today. I am an employee of a large bank. I work honestly, without imposed fees or any insurance payments. I assist clients with any credit history issues, high credit load, and open delinquencies, as well as those who are not officially employed. No certificates or fees. Large amounts, up to 500,000 KES with passport processing, amounts above and up to 2.5 million KES – with two documents (passport and NSSF), without any “hidden charges”. Mortgage with online approval. If you have any bank card from any Kenyan bank.

30 000 KES
30 months
6.31% per annum

Credit Card for Everyone

License #068

We have long-term partnerships with a range of banks, both national and regional, where we can expedite our clients’ applications, bypassing most formalities. We assist with scoring processes, optimize and accurately present borrower information, ensure positive application outcomes, and facilitate loan disbursement. We handle credit histories of any complexity and find solutions in challenging situations. Payment for our services is only made by the client after receiving the loan funds. Contact us via email.

20 000 KES
10 months
7.47% per annum

Assistance with Loan Approval and Acquisition.

License #069

I offer personal funds at a reasonable interest rate. I operate not only in Kenya but also in neighboring countries. Your credit history does not matter. Work experience and official employment are not required. No collateral or property is needed. I offer the following loan conditions: Term: from 3 months to 10 years. Amount: from 50,000 KES to 5,000,000 KES. Your age: 20 – 70 years. Interest rate: 15% per annum. We formalize the transaction with a loan agreement. To apply for funds, please contact my email.

100 000 KES
48 months
11.43% per annum
Loans with High Approval in Kenya
Borrower Rating Rate Amount
Okolea
,0/5 2544258% 20 KES
Avanse Financial Services
,0/5 2544258% 20 KES
Carbon
,0/5 2544258% 20 KES
Timiza (Absa)
,0/5 2544258% 20 KES
Lipa Later
,0/5 2544258% 20 KES
Letshego Kenya
,0/5 2544258% 20 KES
Momentum Credit
,0/5 2544258% 20 KES
Stanbic Bank
,0/5 2544258% 20 KES
Zidisha
,0/5 2544258% 20 KES
Hustler Fund
,0/5 2544258% 20 KES
U&I Microfinance
,0/5 3556050% 12 KES
Sumac Microfinance Bank
,0/5 3556050% 12 KES
AsapKash
,0/5 3556050% 12 KES
Berry
,0/5 3556050% 12 KES
MyCredit Limited
,0/5 3556050% 12 KES
Aspira
,0/5 3556050% 12 KES
HF Group
,0/5 3556050% 12 KES
M‑Shwari (Safaricom/NCBA)
,0/5 3556050% 12 KES
MOGO
,0/5 838276% 20 KES
Unaitas SACCO
,0/5 838276% 20 KES
Rafiki Microfinance Bank
,0/5 838276% 20 KES
Gulf African Bank
,0/5 838276% 20 KES
Ecobank Kenya Limited
,0/5 838276% 20 KES
Credit Bank PLC
,0/5 838276% 20 KES
Access Bank (Kenya) PLC
,0/5 838276% 20 KES
Frequently Asked Questions
What are the benefits of taking credits from private individuals in Ngong?

Private credits often offer more flexible terms and quicker approval processes compared to traditional banks.

Is it legal to borrow money from private individuals in Kenya?

Yes, borrowing from private individuals is legal as long as both parties adhere to Kenyan lending laws and agreements are documented.

How can I find reputable private lenders in Ngong?

Seek recommendations from trusted contacts or use local community forums and networks to identify reputable lenders.

What risks are involved with borrowing from private individuals?

Risks include potential high interest rates and lack of formal dispute resolution mechanisms.

Can I negotiate the interest rate with a private lender?

Yes, terms such as interest rates are often negotiable in private lending arrangements.

What documentation is needed when taking a loan from a private individual?

It's important to have a written agreement detailing loan amount, interest rate, repayment terms, and other conditions.

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Step 1
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Choose the range that best fits your needs.

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