Credits from Private Individuals in Nyeri

Monica Oyugi
06 June 2025

Loan term

We help you obtain a loan with a negative credit history.

License #062

Personal Loans from Private Lender. Arranged with a promissory note.
— from KES 50,000 to KES 5,000,000
— interest rate of 9% per annum
— loan term from 1 to 7 years
— borrower age from 21 years
— no credit history check
— arranged with two documents
Transparent terms, no collateral or upfront fees.

500 000 KES
60 months
7.39% per annum

We Assist in Obtaining a Credit Card

License #068

I will assist you in obtaining a favorable loan even with a negative credit history. I guarantee 100% approval. I work individually with client data, considering personal characteristics and needs. The application process is conducted without a scoring assessment. I reduce the impact of negative characteristics, ensuring the bank sees only your strengths. Standard interest rate: 11% per annum for the entire loan period. Online application available for amounts from 150,000 to 500,000 Kenyan Shillings. Loan term ranges from 1 to 7 years. I do not work with microfinance organizations and do not involve private investors. My connections are sufficient to secure a comfortable solution with reasonable terms on the same day. Provide two standard documents for processing if you expect a result on the same day. You do not need to pay for the service in advance, as I do not work with upfront fees. I guarantee loan application approval on the day of application. Working with more substantial amounts will require additional time.

200 000 KES
18 months
18.99% per annum

Say “yes” to a loan with no documentation, collateral, or upfront payments!

License #068

You can apply from any region and with any ID. Quick processing and reliable approval. Up to 2.5 million KES. Up to 15.5% per annum. Official employment is not required, and no income verification is needed. Detailed conditions can be obtained by contacting us via email.

20 000 KES
120 months
20.65% per annum

Real Assistance up to 4 Million KES from a Private Kenyan Investor No Collateral

License #065

Do you need serious and reliable loan assistance with guaranteed receipt of funds and without various processing fees? We will help you get a bank loan with just two documents, without certificates and additional contacts. We do not send out mass emails, and we work with a number of banks where we can guarantee our clients a loan under any circumstances. We will find affordable options, bypass negative credit history factors, and believe there are no hopeless situations. Available for all of Kenya, with a borrower’s age range from 22 to 65 years, ID and KRA PIN required, applications accepted via email.

120 000 KES
21 months
12.73% per annum

Quick Loan Assistance, up to 400,000 KES with Two Documents and No Upfront Payment

License #144

I assist in obtaining loans with monthly payments. The interest rate directly depends on the loan amount. Employment verification is not required. Application can be processed with two documents. We can discuss the terms via email.

250 000 KES
66 months
7.61% per annum

Private Loan with No Upfront Fees.

License #120

We take care of the entire loan process, from preparing the client for application to signing the contract with the bank, assisting in obtaining only a positive decision from the bank on your application. We guarantee approval regardless of your credit rating and borrower status, provided there are no existing loans with our bank. Otherwise, any credit history is acceptable, without income statements and documentation packages; only your ID is needed, everything else is our responsibility. In regions where the bank is present, representatives are available, please contact us via email.

400 000 KES
9 months
8.37% per annum

Online Loans with Competitive Interest Rates for Optimal Terms

License #070

Credit on favorable terms. Quick processing and disbursement on the day of application. Spend 2-3 hours and get the required amount up to 1,000,000 KES. All you need is your ID and a second document. No additional fees or collateral. Call or write, I will help everyone. I am located in Nairobi.

150 000 KES
36 months
19.97% per annum

Loan with a promissory note without upfront fees or CRB inquiry!

License #144

Personal Loans for Individuals, Kenyan citizenship and registration, minimum documentation required. We do not engage in mass mailings, but instead, submit targeted applications to a bank with which we have strong agreements. Our clients are prioritized, receive professional support throughout the entire lending process, and are guaranteed approval.

250 000 KES
72 months
6.45% per annum

Loan for EVERYTHING, for EVERYONE. No documentation or advance payment required.

License #069

Guaranteed financial assistance from a private individual. Quick and hassle-free with favorable terms for amounts ranging from 300,000 to 4,000,000 KES. I work with all regions in Kenya, and I am not concerned about court rulings, debts, or poor credit history. I assist borrowers with active delinquencies! Application approval in 99.9% of all cases. No upfront payments required. No collateral or guarantor needed. I provide financial assistance on the day of application! I only work with honest borrowers! I would be glad to help you!

140 000 KES
23 months
2.94% per annum

Loan for Any Purpose with Poor Credit History

License #065

Assistance in Improving Your Credit History. All Legal! Improving your credit history consists of two stages. Please note, the process is not quick. It takes from 1 to 3 months. 1. Legal. 2. Credit. Do banks refuse to give you a loan due to a poor credit history? Are offers only available against collateral? Are you only approved for small amounts with very high interest rates? Are offers from private investors not suitable for you? There is a solution, and it is a legal one! Call or write to me. I will explain everything in detail!

120 000 KES
96 months
2.81% per annum

Assistance in Obtaining Loans, We Work with Negative Credit History

License #065

Only our private organization will provide you with a loan regardless of your credit history on the same day you apply! By loan agreement or promissory note. Our rates are much lower than banks. It’s easy to get money from us, we do not ask for upfront fees or guarantors, do not require collateral or official employment. All you need is your ID, and your issues will not hinder your loan approval. We operate remotely across Kenya! Want a guaranteed and fair loan – email us or call!

120 000 KES
36 months
14.25% per annum

A Trustworthy Face Offers Financial Support, Lends You the Required Amount

License #120

Despite the abundance of credit offers, haven’t you received real help? We never refuse, we assist in obtaining various sums for all categories of borrowers, and importantly, we do not charge our clients any upfront fees or commissions. We ensure our clients receive funds from the bank. With just two documents and no income verification, the funds are disbursed in cash at our bank branches and financial partners’ offices in Nairobi and other regional locations. You won’t incur any expenses initially; you first receive the loan funds, then pay for our assistance. All regions of Kenya, applications are accepted via email.

110 000 KES
24 months
4.09% per annum
Loans with High Approval in Kenya
Borrower Rating Rate Amount
Police SACCO
,0/5 6447216% 18 KES
Carbon
,0/5 6447216% 18 KES
Letshego Kenya
,0/5 6447216% 18 KES
National Bank of Kenya
,0/5 6447216% 18 KES
Zidisha
,0/5 6447216% 18 KES
Stawika
,0/5 6447216% 18 KES
Branch
,0/5 6447216% 18 KES
Ecobank Kenya Limited
,0/5 6447216% 18 KES
Diamond Trust Bank Kenya Limited
,0/5 6447216% 18 KES
Absa Bank Kenya PLC
,0/5 6447216% 18 KES
Caritas MFB
,0/5 680048% 20 KES
Avanse Financial Services
,0/5 680048% 20 KES
Postbank (Kenya Post Office Savings Bank)
,0/5 680048% 20 KES
Faulu Microfinance Bank
,0/5 680048% 20 KES
Platinum Credit
,0/5 680048% 20 KES
Ngao Credit
,0/5 680048% 20 KES
M-Kopa
,0/5 680048% 20 KES
KCB Bank Kenya Limited
,0/5 680048% 20 KES
Co-operative Bank of Kenya Limited
,0/5 680048% 20 KES
Bank of Africa Kenya Limited
,0/5 680048% 20 KES
Queensways Sacco
,0/5 1285012% 18 KES
Fortune Credit
,0/5 1285012% 18 KES
SACCOs (Various)
,0/5 1285012% 18 KES
MOGO
,0/5 1285012% 18 KES
Unaitas SACCO
,0/5 1285012% 18 KES
Uwezo Microfinance Bank
,0/5 1285012% 18 KES
Sidian Bank
,0/5 1285012% 18 KES
Gulf African Bank
,0/5 1285012% 18 KES
Frequently Asked Questions
What is the interest rate for credits from private individuals in Nyeri?

Interest rates can vary widely, so it's crucial to negotiate and agree on terms with the lender.

How can I ensure the legitimacy of a private lender in Nyeri?

Verify their credentials, check references, and review any available documentation of their past transactions.

What legal documentation is needed for a private credit agreement?

A written contract outlining the terms, repayment schedule, and any collateral requirements is essential.

Can I get a private loan if I have a poor credit history?

Yes, private lenders may offer loans based on collateral or other factors rather than just credit history.

What are the risks associated with borrowing from private individuals?

Risks include high interest rates, potential fraud, and lack of regulatory protection.

Are there any advantages to borrowing from a private individual rather than a bank?

Private loans may offer more flexible terms and quicker processing compared to traditional bank loans.

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Step 1
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Choose the primary reason for seeking a loan.

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