Private credits in Rhamu

Wanjiru Nguhi
06 June 2025

Loan term

We offer services for obtaining a loan with a negative credit history

License #066

Obtaining a consumer loan for Kenyan residents within a day for all regions (with exceptions). Without the need to verify your income and employment, you can count on a loan with processing within a day. No collateral or upfront payments required. The processing fee is applicable only after your loan application is approved by the bank.
Minimal documentation required.
When applying, please provide your full name, age, place of residence, and loan amount.
Contact us via email.

100 000 KES
32 months
9.76% per annum

We assist in selecting and obtaining credit funds for various purposes. No paperwork, fees, or insurance

License #068

We will process and approve your application so that you simply receive a loan.
No need to pay anything upfront or purchase anything!
So call us, we work individually with each application!
We can approve various amounts from KES 250,000 — KES 9,000,000!
Up to KES 700,000 will be approved within 1 hour, up to KES 2,100,000 — will be approved within 1 day!
Larger amounts will be processed for you within no more than 3 days!
Call, call, call, you will get your loan, we will help you!

40 000 KES
48 months
7.07% per annum

Private Loans for Responsible Borrowers. Real and Quick.

License #144

ONLINE APPLICATION. GUARANTEED HONESTY. FAST. NO ADVANCE PAYMENTS. An offer for those who need a loan today. NOT A MIDDLEMAN! I am an employee of a major bank. I work honestly, without imposed fees and insurance payments. I help clients with any complex credit history, high credit load, and open delinquencies, even those not officially employed. No paperwork or fees. HONEST AND TRANSPARENT TERMS! I guarantee assistance to everyone who reaches out. Contact me VIA EMAIL (provided in contacts), and you will have money today.

160 000 KES
60 months
11.43% per annum

Loans with Two Documents, Attractive Terms, Low Rates, No Prepayment

License #070

Good day
If you need financial assistance and have a bad credit history, we can help you.
We are not interested in advance payments, we only work for results and our service fee is 3% upon receiving the funds at the bank branch.
If you are interested in our offer, please leave a contact email in the comments for communication.
Thank you
21

350 000 KES
13 months
6.93% per annum

Get Financial Assistance. 100% Guarantee

License #064

Urgent loan arrangement with a promissory note. No certificates or guarantors required. Amounts not less than one hundred thousand shillings. Maximum term up to ten years. Interest rate is not inflated. Contact via WhatsApp +2547002992826

140 000 KES
14 months
12.24% per annum

GENUINE ASSISTANCE IN OBTAINING A REAL LOAN, NO ADVANCE PAYMENTS REQUIRED

License #149

I provide clients with qualified brokerage support, assisting in obtaining bank loans. I work with clients in all cities across Kenya, completely eliminating the possibility of refusal. I handle applications directly, assisting clients with any credit history. Prepayment is not required; payment can be settled upon receipt of funds. I work with reliable, verified partners. I have access to national banks and can assist borrowers with any registration. I will find the optimal loan solution for each borrower with a convenient repayment term of up to 10 years. I process applications for large limits up to 5,000,000 KES without collateral. I am ready to help borrowers aged 20 to 70, with any income. You only need to send your documents via email.

40 000 KES
66 months
6.62% per annum

Even in the most challenging situations, I will help you secure the necessary amount

License #144

I offer loans at a small interest rate. I do not deal with banks. I lend from my own funds. Any residence is acceptable. Online processing, urgent, with a loan agreement. Rejected everywhere else? I don’t reject! Contact me via email.

30 000 KES
120 months
4.48% per annum

Best Loan Terms for Our Clients, No Upfront Fees and No Bank Hopping

License #062

We approve loans for any purpose to all in need. We do not have rejections. All applicants will receive funds. Funds can be received on a card in any region. Two documents will be required. Email us, and you are guaranteed to receive money today.

130 000 KES
120 months
6.79% per annum
Loans with High Approval in Kenya
Borrower Rating Rate Amount
Queensways Sacco
,0/5 5516588% 14 KES
AsapKash
,0/5 5516588% 14 KES
SACCOs (Various)
,0/5 5516588% 14 KES
Okash
,0/5 5516588% 14 KES
Carbon
,0/5 5516588% 14 KES
Salaam Microfinance Bank
,0/5 5516588% 14 KES
Progression Credit
,0/5 5516588% 14 KES
Momentum Credit
,0/5 5516588% 14 KES
Tala
,0/5 5516588% 14 KES
Bank of Baroda (Kenya) Limited
,0/5 5516588% 14 KES
Branch
,0/5 2119230% 16 KES
Harambee SACCO
,0/5 2119230% 16 KES
Lipa Later
,0/5 2119230% 16 KES
Mwalimu National SACCO
,0/5 2119230% 16 KES
HF Group
,0/5 2119230% 16 KES
Equity Bank Kenya Limited
,0/5 2119230% 16 KES
Absa Bank Kenya PLC
,0/5 2119230% 16 KES
Creditmoja
,0/5 7258254% 16 KES
Police SACCO
,0/5 7258254% 16 KES
Avanse Financial Services
,0/5 7258254% 16 KES
MyCredit Limited
,0/5 7258254% 16 KES
Rafiki Microfinance Bank
,0/5 7258254% 16 KES
Kenya Women Microfinance Bank (KWFT)
,0/5 7258254% 16 KES
M-Kopa
,0/5 7258254% 16 KES
Stawika
,0/5 7258254% 16 KES
Family Bank Limited
,0/5 7258254% 16 KES
Postbank (Kenya Post Office Savings Bank)
,0/5 1647898% 20 KES
MOGO
,0/5 1647898% 20 KES
Timiza (Absa)
,0/5 1647898% 20 KES
Unaitas SACCO
,0/5 1647898% 20 KES
SBM Bank
,0/5 1647898% 20 KES
Citibank N.A Kenya
,0/5 1647898% 20 KES
Bank of Africa Kenya Limited
,0/5 1647898% 20 KES
Frequently Asked Questions
What are private credits?

Private credits refer to non-bank loans provided by private lenders to individuals or businesses.

How do private credits in Rhamu differ from traditional loans?

Private credits in Rhamu typically offer more flexible terms and faster approval than traditional bank loans.

Are there risks involved with private credits?

Yes, risks can include higher interest rates and less regulatory oversight compared to bank loans.

Who can benefit from private credits in Rhamu?

Entrepreneurs, small business owners, and individuals with limited access to bank financing can benefit from private credits.

How can I apply for a private credit?

You can apply by contacting private lenders directly or through financial platforms that connect borrowers with lenders.

What should I consider before taking a private credit?

Consider the interest rate, repayment terms, lender's reputation, and your ability to repay the loan.

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Step 1
What is the main purpose for seeking a private credit in Rhamu?

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