Credits from Private Individuals in Ruiru

Wanjiru Nguhi
06 June 2025

Loan term

With our assistance, you can secure a loan with just two documents, even if you have a poor credit history.

License #067

ASSISTANCE IN OBTAINING A LOAN. We work with all categories of citizens (pensioners, unemployed, bank rejectees, and clients with a poor credit history). In any situation, we strive to provide the most convenient, quick, and above all, guaranteed successful loan options.
Regardless of:
– poor credit history
– income statements
– official employment
– open overdue payments
18

50 000 KES
18 months
16.83% per annum

We quickly process and organize issuance, assist with bank visits for collection in any region,

License #064

Would you like to receive qualified assistance in obtaining a loan? Then we are here for you! Our specialists provide professional assistance in obtaining loans. We work with leading banks in Kenya. For each client, our staff selects the best bank and loan program that will surely suit you. Feel free to contact us after 10 AM.

30 000 KES
70 months
3.92% per annum

We Provide Loans for Borrowers with Poor Credit

License #068

I assist in obtaining loans for citizens with overdue payments on current loans and borrowings. I can help you get money if you have debts with microfinance organizations. I offer assistance when you have been refused everywhere else. Feel free to contact me by email at any convenient time.

60 000 KES
9 months
7.82% per annum

We help clear debts and secure better terms! Additional funding available

License #070

Bank staff will provide expert assistance in obtaining a loan. Approval 101% without certificates and guarantors, NO advance payment required! Amounts from KES 300,000 at an interest rate of 10% per annum. You only need to have an ID card and PIN and be located in Nairobi or Mombasa. Decision from the first day. We have extensive experience in successfully working with clients who do not have official employment, have low income, or a poor credit history.

110 000 KES
48 months
19.53% per annum

Unsecured Personal Loan on Favorable and Transparent Terms!

License #067

Loan for any purpose — business, refinancing, renovation, medical treatment, purchase of land, apartment share, house construction, etc. All your issues — overdue payments, financial strain, alimony, lack of payslip, etc. — can be resolved, call us. From KSh 200,000 to KSh 6,700,000. Terms of receipt, commission, etc. — all by phone.
06

80 000 KES
6 months
15.40% per annum

Offer Private Loans to All WITHOUT ADVANCE PAYMENT

License #068

Loan for everyone, even for those who have lost hope in finding an honest lender.
We offer loans at a rate starting from 14% annually without requiring employment verification or a work record copy.
We will provide a decision within 1 day, no later.
We offer loans to Kenyan citizens and residents of East Africa.
We can assist with amounts up to 10,000,000 KES.
Submit your application and we will contact you.
25

200 000 KES
14 months
10.38% per annum

Loans with Payment Delays Without Advance Fees!

License #066

Urgently need financial assistance? Unable to get a loan due to a low credit score or failing the assessment? Why choose us: * We offer a turnkey loan processing, without the need for purchasing documents, mandatory insurance, etc., you only need to visit the bank for signing the loan agreement and receiving funds. * We handle even the most difficult cases, including blacklisted and restricted borrowers. What we offer: * Any amount up to 5,000,000 Kenyan Shillings for a term of 13 – 84 months with an attractive interest rate. * Quick processing with minimal documentation without the need to visit the bank office. * Lending to Kenyan citizens from 20 years old from any region in the country (with the option to receive funds in their residential region) and with any credit history. *Applications are accepted 24/7! To apply, write to the email

150 000 KES
20 months
1.51% per annum

Loan Without Rejection from a Private Individual Across Kenya.

License #068

Dear Borrowers,
We offer — favorable lending terms with No upfront fees and a genuine guarantee of disbursement.
Amounts up to 12,000,000 KES. Term up to 10 years.
We do not make empty promises. You call — We disburse. We work with bad credit history and legal judgments up to three years. We also assist with document processing, FREE of charge.
07

400 000 KES
4 months
19.97% per annum

Loan with Delinquencies on the Same Day of Application

License #067

We facilitate obtaining cash loans for various purposes. We work exclusively towards results. We collaborate directly with bank managers. Beneficial and transparent deal conditions. Quick decision-making on the application. Loan limit from 100,000 to 5,000,000 KES, with a low-interest rate and long-term duration. We handle cases such as: poor credit history; lack of official employment; credit load; zero credit history. The commission for loan assistance is reasonable. No employment certificates required! No collateral or advance payment needed! DAILY AND WITHOUT DAYS OFF FROM 9 AM TO 10 PM.

300 000 KES
11 months
5.96% per annum

Loan Approval and Execution

License #068

We offer you the opportunity to leverage our connections with banks to secure a loan on favorable terms. We have the capability to assist even the most challenging category of clients. Non-pass scoring, over-indebtedness, and loan delinquencies are not a problem; everything is solvable. We work with a range of loan programs under which debtors, those previously denied, and those unofficially employed can qualify for various amounts. We require only two documents for processing, with no income proof necessary. We do not require payment for our services upfront; all payments occur only after the loan funds are disbursed to the client. We can process amounts from KSh 100,000 to KSh 5,000,000 on the day the application is submitted. Contact us via email.

150 000 KES
4 months
5.15% per annum

It is very rare to find such an offer online! Get a loan without any upfront fees — 100%

License #069

We provide comprehensive assistance in obtaining funds through both bank and private lending. Both lending options are equally available to all categories of borrowers, including those with debts, unofficial employment, and poor credit scores. No expenses are required from the borrower until the actual receipt of funds. Only two documents are needed for processing, without any income statements or collateral. We operate across the entire territory of Kenya, with representatives in various regions. Please contact us via email.

5 000 KES
168 months
12.24% per annum

Instant Cash Assistance, No Upfront Loans.

License #175

The loan conditions are acceptable for everyone. No income verification is required. No collateral is needed. I offer loans with just two documents from my personal funds. I am not interested in your credit history. I will not contact your employer. Available to the unemployed and women on maternity leave. I will assist everyone. Please contact me.

15 000 KES
150 months
9.06% per annum

Donor Loans, Easy Loans, Borrow from a Trusted Investor

License #062

Offering a private loan with a simple promissory note. The offer is valid for Kenyan citizens. Only a national ID and a card/account in your name are required. Credit history is not important, and no upfront commission is needed. Review is done remotely or in person at the office. Payment is due one month after receiving the transfer. You can contact us via email or on WhatsApp.

90 000 KES
10 months
5.80% per annum

Borrow Money. Money with Interest. Money with a Promissory Note. Loans. Advances.

License #144

I am a credit broker, providing professional assistance in obtaining loans. We can help even if: – You have received many rejections; – You have no collateral or guarantor; – You have a poor credit history; – You have a high credit load; – There are current debts with the law enforcement agencies. We provide loans to borrowers across all regions of Kenya, and you only need to visit the bank for the loan disbursement. No upfront fees. We consider amounts from KES 150,000 to KES 7,000,000 with a term of up to 15 years. Consultation is free, call our specialist.

400 000 KES
14 months
15.95% per annum
Loans with High Approval in Kenya
Borrower Rating Rate Amount
Creditmoja
4/5 16,7% 3 650 000 KES
Employer Salary Advance
4.8/5 20,7% 7 800 000 KES
Lipa Later
4.3/5 15,6% 1 750 000 KES
Zenka
4.5/5 19,6% 3 700 000 KES
SBM Bank
4.9/5 16,3% 5 500 000 KES
Faulu Microfinance Bank
5/5 18,3% 7 500 000 KES
Stanbic Bank
4.2/5 12,2% 2 150 000 KES
Tala
5/5 14,2% 4 950 000 KES
KCB Bank Kenya Limited
4.4/5 17,9% 2 200 000 KES
Co-operative Bank of Kenya Limited
5/5 16% 2 800 000 KES
Submit application
Your name*
E-mail address*
Your phone*
Login
E-mail
Password
Forgot password?
E-mail