Cash credits in Thika

Rose Lukalo
06 June 2025

Loan term

We Help in Difficult and Unconventional Situations Even If Your Credit History is Overloaded or Damaged

License #067

Money for any purpose without bank hassle from a private investor. Guaranteed receipt on the day of application without commission fees and paid services. Up to 1 million KES. Repayment term up to 8 years. Rate of 9.9% per annum. Arranged by contract. Credit history is not a concern. Legal deal, without hidden pitfalls. Effective assistance for the temporarily unemployed. No collateral required. Direct collaboration with me, without intermediaries. Receive the necessary amount as agreed. Bank transfer to any bank card is welcomed, allowing you to instantly receive the loan and use the funds without issues on the day of document processing. Email me to discuss all the deal details.

60 000 KES
45 months
2.44% per annum

The only thing we can guarantee is that you will definitely get a loan!

License #144

I assist borrowers with negative credit history to resolve debt issues and overdue payments. I am willing to work with debtors facing significant financial strain and collection demands. With my help, you can consolidate all your existing debt into a new loan through a refinancing program. You will receive funds to pay off your loans and a new schedule for up to 15 years. I will offer you a convenient interest rate from 8% per annum, with a low payment according to your actual capabilities. You will be able to clear all your debts without limiting your budget. Consolidation applies to debts across all lending areas within KES 5,000,000. If you need an additional limit, it is possible. To obtain additional funds up to KES 500,000, provide proof of income. This offer is available to all clients from the age of 20. I request two documents for preliminary assessment. Contact me if debts are pressing and banks demand urgent repayment.

10 000 KES
64 months
22.99% per annum

Same-Day Loans Available with Any Credit History and Delays up to KES 6 Million

License #068

We provide assistance in obtaining a loan on attractive terms on the day of application, without any upfront fees, insurance, or debit card registration. Loan amounts range from Ksh 150,000 to Ksh 5,000,000 for up to 7 years (84 months) at a reduced interest rate starting from 9% per annum. We work with all regions, and loans are granted on the day of application at the bank’s office with the signing of all necessary documents. Poor credit history, long delays, and blacklisting are not obstacles; we achieve positive results even in the most challenging cases. Borrower age from 18 to 65 years. Minimal documentation required: ID and a second document of choice, specify the loan amount, contact phone number, no employment proof required, everything is “turnkey.” The commission is paid only upon successful loan receipt, and the transfer of the commission is negotiated individually. For more detailed information on collaborating with us, please write to our email. Everyone will receive a response without exception!

60 000 KES
1 months
17.36% per annum

Providing Urgent Loans to All Citizens of Kenya and East African Countries

License #062

There is a common belief that it is impossible to get a loan if there are issues in your credit history. This belief does not reflect the real situation. With the right approach, necessary connections, and actual in-bank support, it is possible to secure a loan. We can help you obtain up to KES 2,000,000 by meeting minimal conditions. You must be between 19 and 69 years old, a Kenyan citizen, have permanent residence, and have not previously applied to our partner bank. We charge up to 25% of the loan amount, depending on the region of issuance. Applications are accepted via email.

400 000 KES
30 months
10.13% per annum

Professional Assistance in Obtaining a Loan with a Negative Credit History

License #068

For reliable borrowers, a loan from a private individual.
I offer financial lending services to borrowers from any region of Kenya.
I provide funds only to honest and responsible borrowers.
Any term that suits you. I can provide the required amount on the day of your application.
Real help without refusal. Without the involvement of a bank, so your credit history does not matter to me!
Don’t waste time seeking approval from banks, send your application via email.

300 000 KES
36 months
8.37% per annum

Private Loan up to 900,000 Kenyan Shillings without Collateral and Fees.

License #070

We offer credit cards to Kenyan citizens with limits up to 800,000 KES. Reasonable interest rates, simple application process with just two documents required. Our service fee can be up to 40,000 KES depending on the limit you choose. Payment is made before the card is sent for production. We invite regional brokers to collaborate with us. We operate without any fraudulent schemes. The credit card is delivered by courier to your region of residence.

120 000 KES
45 months
2.18% per annum

Need KES 250,000 for 2.5 – 3 years without collateral

License #063

Money and time are the heaviest burdens in life, we will lift this burden from you and eliminate the need for advance payment!
We do not require any kind of advance payments, nor do you need to buy fake employment certificates!
Getting a loan is simple, even with a high credit load, just call us, because we guarantee it!
We guarantee that you have the opportunity to receive up to 7,000,000 KES, with just 2 documents, and that’s it!
However, the minimum loan amount is 150,000 KES, and if it’s up to 2,000,000 KES — it will be issued within 1 day!
To receive the specified amounts, you only need your ID and a second document, call us!

250 000 KES
150 months
3.47% per annum

Loan Without Upfront Fees or Collaterals with Open Delinquencies up to KES 3,000,000

License #065

We find a way out in any situation! We work with clients of various complexities and ages. Low interest rates and favorable conditions for each client. No investments required, no guarantors or encumbrances needed, so there are NO obstacles in obtaining a loan! We provide loans to all regions without exception. Full information is sent to your email upon request.

350 000 KES
64 months
1.63% per annum

If you start working with us, consider an approved loan without upfront payments in your pocket!

License #144

Reach out to a banking specialist if you are looking for an advantageous loan option but have a poor credit history. I assist citizens with negative history, financial burden, and outstanding debts. I offer an alternative solution. Using proven brokerage schemes, I minimize the likelihood of rejection. I work with the reason for rejection rather than trying to conceal it. I successfully help all categories of borrowers obtain loans. I provide services in all cities across the country. Receive a positive response within 24 hours. I can process applications for amounts from 150,000 to 5,000,000 KES through a scoring base. I individually select a cooperation scheme for each client based on their characteristics. Over a long period of working as a broker, I have developed numerous working schemes. Reach out for my assistance, and I guarantee support at all stages of working with the bank. I will find a comfortable loan program with a minimal overpayment starting from 11%. Available daily, write to my email or contact the provided number.

190 000 KES
27 months
12.49% per annum

Honest Finances Without Prepayments. Contact Us.

License #065

We have been providing loans to Kenyan citizens on simple and very favorable terms for a long time. We offer a low-interest rate in the credit market. No employment and income verification, guarantors, or collateral required. We process amounts up to 3,000,000 KES at once. There is an opportunity to apply for a loan in various regions of the country, and any credit history is acceptable! Are you tired of searching for a loan? Contact us!

200 000 KES
168 months
6.79% per annum

Guaranteed Financial Assistance. Private Loan

License #069

Hello everyone, I am looking to borrow money at a good interest rate, I need 200,000 KES for 3 years, or I am searching for an honest loan broker without fraud. I currently have one overdue account with a microfinance institution.

150 000 KES
18 months
4.48% per annum

Credit. Fast processing. Pay only for positive results.

License #067

Summer with money. Want to buy gifts, refinance or spend money on any needs? Contact us. We will quickly assist without collateral or upfront payments, with any credit history, and without gathering documents, to obtain a large loan from 100,000 to 5,000,000 KES. Low interest rates at 9% per annum. Kenyan citizenship Age 18 – 75 years. Term up to 7 years. Available in any region of Kenya. Applications via email.

90 000 KES
180 months
18.99% per annum

A true story of getting a loan is when you receive a loan and payment is strictly upon disbursement!

License #070

I offer loans with quick approval up to KSh 3,000,000 at a low annual interest rate. Not a microfinance organization. From a private individual. Apply online. Receive money today without hassle and paperwork. Minimal rejection rate. Funds can be received via bank account transfer or card, with instant crediting. The offer is valid for residents of any region, from 18 years old. No advance payments. No collateral. Processed with two documents. If I don’t answer the call, please email me at any time and submit your applications. I will urgently review each case. Brokers, please do not disturb!

50 000 KES
20 months
12.97% per annum
Loans with High Approval in Kenya
Borrower Rating Rate Amount
Sumac Microfinance Bank
,0/5 5630422% 12 KES
PesaPap (Family Bank)
,0/5 5630422% 12 KES
MOGO
,0/5 5630422% 12 KES
Aspira
,0/5 5630422% 12 KES
Hustler Fund
,0/5 5630422% 12 KES
Tala
,0/5 5630422% 12 KES
Standard Chartered Bank
,0/5 5630422% 12 KES
I&M Bank Limited
,0/5 5630422% 12 KES
Ecobank Kenya Limited
,0/5 5630422% 12 KES
Bank of Baroda (Kenya) Limited
,0/5 5630422% 12 KES
Creditmoja
,0/5 463986% 20 KES
Timiza (Absa)
,0/5 463986% 20 KES
Premier Credit
,0/5 463986% 20 KES
Stima SACCO
,0/5 463986% 20 KES
Musoni Microfinance
,0/5 463986% 20 KES
Faulu Microfinance Bank
,0/5 463986% 20 KES
M‑Shwari (Safaricom/NCBA)
,0/5 463986% 20 KES
Zidisha
,0/5 463986% 20 KES
Stawika
,0/5 463986% 20 KES
Diamond Trust Bank Kenya Limited
,0/5 463986% 20 KES
iPesa
,0/5 4493438% 20 KES
HELB (Higher Education Loans Board)
,0/5 4493438% 20 KES
MyCredit Limited
,0/5 4493438% 20 KES
Prime Bank
,0/5 4493438% 20 KES
Uwezo Microfinance Bank
,0/5 4493438% 20 KES
Gulf African Bank
,0/5 4493438% 20 KES
NCBA Bank
,0/5 4493438% 20 KES
Access Bank (Kenya) PLC
,0/5 4493438% 20 KES
Frequently Asked Questions
How do cash credits work in Thika?

Cash credits in Thika involve short-term loans provided by financial institutions that you must repay with interest.

Are there any requirements to apply for cash credits?

Yes, you need a valid ID, proof of income, and sometimes a guarantor or collateral to apply.

Can I apply for cash credits online?

Yes, many financial institutions offer online applications for cash credits for convenience and speed.

What is the maximum amount I can borrow through cash credits?

The maximum amount varies by lender and your creditworthiness but typically ranges from a few thousand to several hundred thousand shillings.

How quickly can I receive cash credits after approval?

Once approved, you can often receive funds within a few hours or by the next business day, depending on the lender.

Are there any alternatives to cash credits if I'm not eligible?

Yes, alternatives include borrowing from savings and credit cooperative organizations (SACCOs) or considering microfinance loans.

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