Credits from Private Individuals in Ukunda

Rose Lukalo
06 June 2025

Loan term

Quickly assist you without collateral and upfront payments, regardless of credit history, no documentation needed, to obtain a large loan

License #066

Get up to 5,000,000 Kenyan Shillings with just two main documents. The most favorable terms even for borrowers with challenges. We work directly with several banks, utilizing partnerships and connections. We provide a personalized approach to every client. All credit products are processed legally and lawfully. We do not request payment for our services in advance; a 15% commission is charged only upon receipt of the loan funds. Contact us via email.

160 000 KES
144 months
15.95% per annum

Loans for Everyone in Any Situation, Specializing in Complex Cases

License #070

We provide private loans from individuals with a Kenyan national ID. At a minimal interest rate on a contractual basis. Payouts on the same day of application! Your employment status, credit rating, and banking history do not matter to us. Age 18+, registration within the country, ability to pay (no proof required). Send all applications via email or call.

110 000 KES
5 months
9.23% per annum

Loan, same-day approval. Regardless of credit history.

License #149

I offer loans with a contract agreement between individuals. Amounts up to 4 million Kenyan Shillings for a term of 1 month to 7 years can be arranged without collateral or a third-party guarantor. Applications are welcome from Kenyan citizens aged 18 and above. Credit history does not affect the decision; I work with any history. Loans can also be arranged for those on a blacklist. No upfront payments in any form. Application responses are sent via email within 5 minutes. Loans can be collected in Nairobi, Mombasa, Kisumu, Nakuru, Eldoret, or Thika, your choice. Registration and residence in any region of Kenya are accepted. Send applications to the email address.

400 000 KES
70 months
9.76% per annum

Loan to M-Pesa

License #069

We provide professional assistance in obtaining loans and credits. We help Kenyan citizens aged 18 to 67 to secure funds. No upfront payments or collateral required! Credit history and defaults do not matter. We guarantee the issuance of funds on the day of application ranging from 100,000 to 4,000,000 Kenyan Shillings. Call or email us for details at any convenient time for you.

350 000 KES
60 months
1.94% per annum

Consumer and Business Loans in Nairobi. Guaranteed Approval. No Advance Payment

License #149

We help you get a loan, regardless of your credit history. No upfront payments, advances, etc. Payment strictly upon receipt. Guaranteed results.
Call us!
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150 000 KES
48 months
24.17% per annum

Banks Say No? Contact Us – We Help You Get a Loan Even With Poor Credit History.

License #120

Easy loans, favorable terms, minimal documentation, genuine assistance with real loan acquisition. We help even those borrowers who have overdue payments, high debt loads, or low credit scores. All regions included, ages from 19 years, no active loans in our bank. Applications accepted via email.

150 000 KES
48 months
5.15% per annum

Assisting Borrowers with Negative Credit History

License #068

I offer the opportunity to urgently borrow an amount from one hundred thousand shillings. If you have had issues with the bank, I will overlook that and provide you with the necessary amount. Contact via WhatsApp at +2547002992826

400 000 KES
48 months
7.53% per annum

Assistance in Obtaining a Loan Without Delays. Any Credit History Considered.

License #062

If you truly need help obtaining a loan without upfront fees or empty promises, contact us. Our bank employees are ready to assist with loans in the shortest time possible, regardless of your credit history, complicated situations with open and closed arrears, or financial burdens; we also help unemployed citizens. Assistance available regardless of any bank rejection!

We offer our clients a wide range of loan programs with amounts from Ksh 300,000 to Ksh 5 million at an annual rate of 11%.

You will only need to provide two documents (ID and tax number), and we will handle the rest.

This offer is valid for citizens aged 20 to 60 with permanent registration.

120 000 KES
66 months
11.67% per annum

Assistance in obtaining a loan from an officer, no bulk emails, even with a bad credit history.

License #070

Real assistance in obtaining loan funds from the bank! You will work with highly qualified and knowledgeable professionals. We work with clients even with poor credit history, blacklists, open delinquencies, and unofficial employment. Residency in any region of Kenya. The maximum amount you can apply for is 5,000,000 KES!
Payment of the commission occurs after successfully obtaining the loan, costing you 10%!
Interest rate at 11%, for a term of 7 years! If you need a real loan, contact us.

250 000 KES
16 months
8.54% per annum
Loans with High Approval in Kenya
Borrower Rating Rate Amount
Timiza (Absa)
,0/5 4079134% 14 KES
First Community Bank (FCB)
,0/5 4079134% 14 KES
Platinum Credit
,0/5 4079134% 14 KES
Ngao Credit
,0/5 4079134% 14 KES
SMEP Microfinance
,0/5 4079134% 14 KES
M-Kopa
,0/5 4079134% 14 KES
Oya Microcredit
,0/5 4079134% 14 KES
Ecobank Kenya Limited
,0/5 4079134% 14 KES
Diamond Trust Bank Kenya Limited
,0/5 4079134% 14 KES
Co-operative Bank of Kenya Limited
,0/5 4079134% 14 KES
Berry
,0/5 86108% 14 KES
Okash
,0/5 86108% 14 KES
Employer Salary Advance
,0/5 86108% 14 KES
Mwalimu National SACCO
,0/5 86108% 14 KES
Stima SACCO
,0/5 86108% 14 KES
National Bank of Kenya
,0/5 86108% 14 KES
Rafiki Microfinance Bank
,0/5 86108% 14 KES
PesaPap (Family Bank)
,0/5 614892% 12 KES
Postbank (Kenya Post Office Savings Bank)
,0/5 614892% 12 KES
Aspira
,0/5 614892% 12 KES
Lipa Later
,0/5 614892% 12 KES
Letshego Kenya
,0/5 614892% 12 KES
Fuliza (NCBA & Safaricom)
,0/5 614892% 12 KES
Jijenge Credit
,0/5 614892% 12 KES
Bank of Baroda (Kenya) Limited
,0/5 614892% 12 KES
Frequently Asked Questions
What is the minimum amount I can borrow from a private individual in Ukunda?

The minimum borrowing amount varies, but typically starts from KES 5,000, depending on the lender's terms.

Are private loans in Ukunda regulated by any law?

Yes, private loans are subject to national financial regulations to ensure fairness and prevent fraud.

How quickly can I receive funds after approval?

Once approved, funds can be disbursed in as little as 24 hours, although this depends on the lender's process.

Can I negotiate the interest rates with a private lender?

Yes, interest rates can often be negotiated directly with the private lender based on your relationship and creditworthiness.

Is it possible to repay my private loan early?

Early repayment is generally allowed, but it is important to confirm any potential penalties or fees with the lender.

Do I need collateral to secure a loan from a private individual?

Collateral requirements vary by lender; some may require it while others offer unsecured loans.

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