Credits from Private Individuals in Wajir

Lillian Nyaboke
06 June 2025

Loan term

Your Loan Approved Without Checks and Rejections. All Over Kenya.

License #067

Tired of searching for loans and questionable offers? Need money and don’t know where to get it? When I work with a borrower, it is always for a positive outcome. If getting a loan is not possible, I inform you immediately to save time and stress. Amounts less than 1 million Kenyan Shillings are considered very reluctantly. The average interest rate on loans is 14.3% per annum, with loan terms up to seven years. Borrower’s age must be from 21 years old, and I cannot assist those living in the Northern regions of Kenya. I also do not work with those who have a criminal record or are unreliable. It is highly desirable to meet the borrower personally in Nairobi to sign a cooperation agreement, but remote work and obtaining a loan in the borrower’s region are also possible. If you need a quick loan on understandable terms, feel free to contact me.

10 000 KES
64 months
22.99% per annum

We help you obtain a loan, working quickly and honestly.

License #065

Overdraft For individuals, an overdraft is a credit provided by a bank that a borrower can use when they have a temporary need for funds. The borrower pays interest for using the credit. With any debts (collectors, taxes, pension fund, loans, etc.) – The overall term of the overdraft agreement is from 6 months onwards by mutual agreement. – Duration ranges from 1 to 3 months, depending on the situation, but not more. – The overdraft amount does not exceed 3 million KES. – Our fee is 10% of the overdraft amount.

140 000 KES
9 months
2.94% per annum

Urgent Professional Financial Assistance, Transparent Terms with No Upfront Fees

License #149

Need money urgently? I’m here to help! I can provide you with the necessary amount in just a few hours. I don’t conduct any checks or require tons of paperwork and documents. My loans are exceptionally fast with minimal interest rates!
Contact me, I’m always ready to assist you with cash!
02

90 000 KES
180 months
18.99% per annum

Our company provides assistance in obtaining refinancing for existing loans on favorable terms.

License #120

Obtain a loan from an individual at a low interest rate. The loan process occurs in the presence of a notary. If you truly need a genuine loan from an individual, write to me on WhatsApp or call me. You will receive the cash in person at the notary. The funds are personal savings.

80 000 KES
84 months
5.15% per annum

Nairobi

License #175

We offer loans/credits against residential and commercial property.
We work with individuals and legal entities.
Any liquid property, review within 1 day, loans on apartments issued in 1 day.
From 2% monthly interest on the loan.
Loan amount — up to 60% of market value.
We issue from 600,000 to 100 million KES, there is no actual ceiling, we can work with larger amounts.
The property remains in your ownership, without title transfer.
No advance payments required.
05

50 000 KES
20 months
12.97% per annum

Loans from a sole proprietor up to KSh 700,000 with no rejection

License #067

Obtaining a bank loan with our assistance becomes possible for all categories of borrowers. We take on all issues and expenses related to the paperwork, and we handle the organization of disbursing loan funds both in Nairobi and in regional branches of banks. No pre-paid agreements or upfront payments of any kind, the procedure is as follows: The borrower receives cash in hand, and then pays for our services. In this exact order, fast, simple, safe. We have connections and capabilities to provide real help in obtaining loans even for those borrowers who have been refused everywhere else. No paperwork needed, just two main documents. Applications are accepted via the email address provided in the contacts.

150 000 KES
18 months
21.22% per annum

Loans for Kenyan Citizens, No Upfront Payments or Account Openings

License #144

We have gathered the best banking loan products! We provide professional assistance with a guarantee for obtaining a bank loan on the same day of application! Cash for any purpose with a minimal set of documents. We operate across all regions of Kenya. We assist with any credit history, open delinquencies, and high debt load. We also work with borrowers who are not officially employed without income verification. We have no upfront payments or hidden fees, no guarantors or collateral required! If you need quality assistance in applying for a loan, contact us via email, and our specialists will get in touch with you promptly.

150 000 KES
18 months
4.48% per annum

I offer personal loans at reasonable interest rates.

License #069

Offer personal loans at 10% per annum for a maximum term of up to 10 years.
No employment verification or guarantors required.
Credit history is not checked.
Possibility of payment deferral and early repayment.
Arrangement with ID, disbursement within 30 minutes.
All inquiries via email

250 000 KES
12 months
4.99% per annum

I offer financial assistance on the same day at a low interest rate.

License #063

I provide professional assistance in arranging personal loans for individuals, Kenyan citizens aged 21 to 65, with amounts up to 1,000,000 KES. Your credit history does not matter. Collateral, guarantors, income and employment verification are not required. Loan processing in your region of residence.
Visit the bank once, only to receive the loan.
All regions of Kenya except the North Eastern region.
Specific conditions for each region.
Service fee payable only in case of a positive decision by the bank on the loan application.
Contact via email:

30 000 KES
48 months
13.68% per annum

Credit for Residents of Nairobi

License #065

Real assistance in obtaining a loan, even if you have a negative history, high credit burden, or debts in court. We work exclusively for results, with loan issuance only through our partner banks. We do not deal with microloans. The rates are very favorable, and we arrange a convenient monthly payment for you. Loan amounts range from 200,000 to 8 million Kenyan Shillings, without collateral or guarantors. Decision in 15 minutes with just one document. We will answer all your questions by phone or email. We look forward to your applications!

100 000 KES
12 months
6.45% per annum

Bank security officers will approve your loan application!

License #175

Simplified loan application process, you apply, we deliver. You only need to visit the bank once to sign the loan agreement and receive the funds. Any credit history, any delays in banks and MFIs, provided you have no active loans with our bank. We operate in all regions where the bank has branches. No income verification required, quick processing, minimal documentation. Our commission is up to 25% of the loan amount received.

400 000 KES
18 months
9.92% per annum

Available Bank Loans with Favorable Terms on the Same Day of Application at a Low Interest Rate

License #067

We address a whole range of issues and problematic situations that hinder obtaining a loan, ensuring positive outcomes in banks for clients with low credit scores, various debts, and unverified employment. Applications are accepted from Kenyan citizens aged 22 to 69, requiring only a national ID and additional documentation. There are no advance payments, and we do not charge for processing or approval, only upon successful loan issuance. Please contact us via email.

40 000 KES
60 months
22.99% per annum

Affordable and Secure Lending Targeted at a Wide Range of Borrowers

License #063

Private loan within an hour. NO UPFRONT PAYMENT! Up to 10,000,000 KES. From 13%. Issuance with ID. All regions of Kenya. No credit history check. No collateral or income statements. Notarized processing. Details on Telegram – Or by email –

70 000 KES
66 months
4.99% per annum
Loans with High Approval in Kenya
Borrower Rating Rate Amount
Queensways Sacco
,0/5 337838% 14 KES
Branch
,0/5 337838% 14 KES
Postbank (Kenya Post Office Savings Bank)
,0/5 337838% 14 KES
Zenka
,0/5 337838% 14 KES
Letshego Kenya
,0/5 337838% 14 KES
National Bank of Kenya
,0/5 337838% 14 KES
Izwe Kenya
,0/5 337838% 14 KES
Oya Microcredit
,0/5 337838% 14 KES
Credit Bank PLC
,0/5 337838% 14 KES
Bank of India
,0/5 337838% 14 KES
Creditmoja
,0/5 397606% 14 KES
iPesa
,0/5 397606% 14 KES
Avanse Financial Services
,0/5 397606% 14 KES
MOGO
,0/5 397606% 14 KES
Salaam Microfinance Bank
,0/5 397606% 14 KES
Kenya Women Microfinance Bank (KWFT)
,0/5 397606% 14 KES
Sidian Bank
,0/5 397606% 14 KES
M-Kopa
,0/5 397606% 14 KES
Stawika
,0/5 397606% 14 KES
African Banking Corporation Limited
,0/5 397606% 14 KES
PesaPap (Family Bank)
,0/5 171434% 18 KES
Unaitas SACCO
,0/5 171434% 18 KES
Jijenge Credit
,0/5 171434% 18 KES
Gulf African Bank
,0/5 171434% 18 KES
Mwananchi Credit
,0/5 171434% 18 KES
Standard Chartered Bank
,0/5 171434% 18 KES
Bank of Baroda (Kenya) Limited
,0/5 171434% 18 KES
Frequently Asked Questions
How can I find private individuals offering credit in Wajir?

To find private lenders, network within local business communities or search online platforms specializing in peer-to-peer lending.

What are the typical interest rates for private loans in this area?

Interest rates vary but can often range from 10% to 30% depending on the lender and terms.

Are private loans in Wajir regulated by the government?

Yes, private lending is subject to regulations to ensure fair practices, although enforcement may vary.

What should I consider before accepting a loan from a private individual?

Evaluate the lender’s credibility, the interest rate, repayment terms, and any hidden fees.

Can I negotiate loan terms with a private lender?

Yes, terms such as interest rate and repayment schedule are often negotiable with private lenders.

Is collateral always required for private loans in Wajir?

Not always, but some lenders might require collateral to secure the loan, depending on the amount and borrower’s creditworthiness.

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