All calculations are based on the actual amounts. No collateral required, no insurance, no commissions. Available for those employed unofficially or with a contract. Entire territory of Kenya without exceptions. Existing debts, loan burdens, and credit history issues are not decisive for a positive decision. Available for capable, adult Kenyan citizens, with no criminal record and no ongoing court proceedings. You can submit documents, ask questions, and clarify terms exclusively by mail. Feel free to write any day of the week, no breaks.